Key indicators for buyers
The L20 market is moderately favourable for buyers. Prices are rising at 19.1%, which may favour acting sooner rather than later. Rising rents (£914/mo, +5.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Sefton area
A home in Sefton costs 7.0x the local median salary — moderate, improving from a peak of 7.1x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Sefton area
Average monthly rent in Sefton is £914, up 5.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Sefton price of £156,125 with a 25% deposit (£39k), a 2-year fixed mortgage at 3.97% costs around £616 per month.
Monthly cost comparison based on current data
Uses L20 avg. price with Sefton rental data
Monthly mortgage payments (£616) are £298 less than renting (£914). However, buying requires an upfront deposit of £39k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
536, SOUTHPORT ROAD L20 0DG | Semi-detached | £180,000 | 23 Jan 2026 |
28, SCOTT STREET L20 4PF | Terraced | £92,500 | 23 Jan 2026 |
192, KING AVENUE L20 0BZ | Semi-detached | £170,000 | 16 Jan 2026 |
20, RUFFORD ROAD L20 5EP | Terraced | £130,000 | 16 Jan 2026 |
8, CLARE ROAD L20 9NA | Terraced | £133,000 | 9 Jan 2026 |
14, MERTON GROVE L20 3EJ | Semi-detached | £205,000 | 9 Jan 2026 |
52, HERTFORD ROAD L20 7DH | Semi-detached | £172,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L20 sold for £156,125 in 2026, with a median of £168,250 across 8 transactions. Prices rose 19.1% compared to the previous year.
| 9 Jan 2026 |
6, PETERHOUSE MEWS L20 7DJ | Terraced | £166,500 | 6 Jan 2026 |
169, WORCESTER ROAD L20 9AE | Terraced | £115,250 | 19 Dec 2025 |
31, MELVILLE ROAD L20 6ND | Semi-detached | £196,500 | 19 Dec 2025 |
15, BURNIE AVENUE L20 0BN | Semi-detached | £165,000 | 19 Dec 2025 |
60, GRAY STREET L20 4RZ | Terraced | £50,000 | 18 Dec 2025 |
85, BAILEY DRIVE L20 6EX | Semi-detached | £210,000 | 18 Dec 2025 |
20, ANTONIO STREET L20 2EY | Terraced | £115,000 | 17 Dec 2025 |
12, BROOKHILL CLOSE L20 3NZ | Terraced | £140,000 | 17 Dec 2025 |
152, BEDFORD ROAD L20 2DT | Terraced | £120,000 | 17 Dec 2025 |
53, CAMBRIDGE ROAD L20 9LF | Terraced | £105,000 | 17 Dec 2025 |
297, MARSH LANE L20 5BG | Terraced | £95,500 | 17 Dec 2025 |
30, BARNTON CLOSE L20 6GD | Semi-detached | £190,000 | 16 Dec 2025 |
5, MIRANDA ROAD SOUTH L20 2QA | Semi-detached | £171,000 | 16 Dec 2025 |
The most recent recorded sale in L20 was a semi-detached property on Southport Road for £180,000 in January 2026. Across the last 20 sales, the median price was £165,000.