Key indicators for buyers
The OL13 market looks favourable for buyers. Prices have softened (-24.6%), which could present a buying opportunity. Affordability has improved from a peak of 7.3x in 2021 to 6.0x today. Rising rents (£808/mo, +9.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Rossendale area
A home in Rossendale costs 6.0x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Rossendale area
Average monthly rent in Rossendale is £808, up 9.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Rossendale price of £143,500 with a 25% deposit (£36k), a 2-year fixed mortgage at 3.97% costs around £566 per month.
Monthly cost comparison based on current data
Uses OL13 avg. price with Rossendale rental data
Monthly mortgage payments (£566) are £242 less than renting (£808). However, buying requires an upfront deposit of £36k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
29, UNSWORTH STREET, STACKSTEADS OL13 0JH | Terraced | £95,000 | 23 Jan 2026 |
58, TODMORDEN ROAD OL13 9HJ | Terraced | £88,000 | 16 Jan 2026 |
151A, NEWCHURCH ROAD OL13 0TS | Detached | £247,500 | 9 Jan 2026 |
22, RAKEHEAD LANE, STACKSTEADS OL13 0PB | Terraced | £190,000 | 19 Dec 2025 |
16, BRUNSWICK TERRACE, STACKSTEADS OL13 0HD | Terraced | £88,000 | 19 Dec 2025 |
190, BURNLEY ROAD OL13 8QE | Terraced | £127,300 | 19 Dec 2025 |
17, GREAVE CLOUGH DRIVE OL13 9HP | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in OL13 sold for £143,500 in 2026, with a median of £95,000 across 3 transactions. Prices fell 24.6% compared to the previous year.
| £290,000 |
| 19 Dec 2025 |
10, WOODLAND TERRACE OL13 8PE | Terraced | £150,000 | 17 Dec 2025 |
4, HUTTOCK END LANE, STACKSTEADS OL13 8LD | Semi-detached | £113,500 | 15 Dec 2025 |
5, ASHWORTH STREET, STACKSTEADS OL13 8LH | Terraced | £114,000 | 15 Dec 2025 |
67, COCKERELL DRIVE, BRITANNIA OL13 9SG | Detached | £350,000 | 12 Dec 2025 |
159, BURNLEY ROAD OL13 8QE | Terraced | £116,000 | 12 Dec 2025 |
489, NEWCHURCH ROAD OL13 0NH | Other | £250,000 | 12 Dec 2025 |
8, FIELDFARE WAY OL13 9PP | Detached | £295,000 | 11 Dec 2025 |
4, MEADOWS COURT OL13 8ER | Semi-detached | £235,000 | 9 Dec 2025 |
2, FERNVILLE TERRACE OL13 0EH | Semi-detached | £190,000 | 8 Dec 2025 |
9, RUSSELL STREET OL13 8DR | Terraced | £65,000 | 5 Dec 2025 |
1, PRINCESS STREET OL13 8HQ | Terraced | £64,950 | 3 Dec 2025 |
6, VICTORIA STREET OL13 0HG | Terraced | £78,000 | 3 Dec 2025 |
64, BOOTH ROAD, STACKSTEADS OL13 0SF | Terraced | £180,000 | 1 Dec 2025 |
The most recent recorded sale in OL13 was a terraced property on Unsworth Street for £95,000 in January 2026. Across the last 20 sales, the median price was £150,000.