Key indicators for buyers
The SS4 market is moderately favourable for buyers. Prices have softened (-6.3%), which could present a buying opportunity. Affordability has improved from a peak of 12.7x in 2022 to 11.1x today. Rising rents (£1,277/mo, +5.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Rochford area
A home in Rochford costs 11.1x the local median salary — very stretched, improving from a peak of 12.7x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Rochford area
Average monthly rent in Rochford is £1,277, up 5.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Rochford price of £372,775 with a 25% deposit (£93k), a 2-year fixed mortgage at 3.97% costs around £1,471 per month.
Monthly cost comparison based on current data
Uses SS4 avg. price with Rochford rental data
Monthly mortgage payments (£1,471) are £194 more than renting (£1,277). However, buying requires an upfront deposit of £93k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, MANSTED GARDENS SS4 3DE | Semi-detached | £400,000 | 19 Jan 2026 |
FLAT 1, 74 - 78, WEST STREET SS4 1AS | Flat/Maisonette | £222,000 | 9 Jan 2026 |
67, ROCHFORD GARDEN WAY SS4 1QH | Semi-detached | £395,000 | 8 Jan 2026 |
1, PELHAMS FARM COTTAGES SS4 1PF | Semi-detached | £474,100 | 7 Jan 2026 |
1, ROCHEWAY SS4 1DQ | Detached | £425,000 | 19 Dec 2025 |
43, STANLEY ROAD SS4 3JA | Detached | £425,000 | 19 Dec 2025 |
2, POWELL COURT, SOUTHEND ROAD SS4 1HB | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SS4 sold for £372,775 in 2026, with a median of £397,500 across 4 transactions. Prices fell 6.3% compared to the previous year.
| £230,000 |
| 19 Dec 2025 |
THE WILLOWS, FAMBRIDGE ROAD SS4 3LY | Detached | £560,000 | 18 Dec 2025 |
35, LESNEY GARDENS SS4 1TY | Flat/Maisonette | £138,000 | 18 Dec 2025 |
4, RUTLAND GARDENS SS4 3AX | Semi-detached | £230,000 | 17 Dec 2025 |
2A, RAVENSWOOD CHASE SS4 1JF | Semi-detached | £345,000 | 16 Dec 2025 |
8, HAINAULT AVENUE SS4 1UH | Detached | £315,000 | 15 Dec 2025 |
40, BANYARD WAY SS4 1UQ | Semi-detached | £420,000 | 11 Dec 2025 |
10, WARNERS BRIDGE CHASE SS4 1JE | Semi-detached | £425,000 | 9 Dec 2025 |
9, BIRCH CLOSE, CANEWDON SS4 3PE | Terraced | £308,000 | 8 Dec 2025 |
25, CRAVEN CLOSE SS4 3DD | Semi-detached | £370,000 | 8 Dec 2025 |
10, AVON CLOSE SS4 3AB | Semi-detached | £330,000 | 5 Dec 2025 |
34, ALTHORNE WAY, CANEWDON SS4 3PS | Terraced | £315,000 | 5 Dec 2025 |
25, ASHINGDON HEIGHTS SS4 3TH | Detached | £650,000 | 5 Dec 2025 |
102, LESNEY GARDENS SS4 1TZ | Flat/Maisonette | £164,000 | 1 Dec 2025 |
The most recent recorded sale in SS4 was a semi-detached property on Mansted Gardens for £400,000 in January 2026. Across the last 20 sales, the median price was £370,000.