11,866 recorded transactions · Part of Reigate and Banstead
Compare with another area →Key indicators for buyers
The KT20 market presents a mixed picture for buyers. Prices are rising at 4.1%, which may favour acting sooner rather than later. Affordability has improved from a peak of 14.2x in 2022 to 11.1x today. Rising rents (£1,624/mo, +3.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Reigate and Banstead area
A home in Reigate and Banstead costs 11.1x the local median salary — very stretched, improving from a peak of 14.2x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Reigate and Banstead area
Average monthly rent in Reigate and Banstead is £1,624, up 3.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Reigate and Banstead price of £785,000 with a 25% deposit (£196k), a 2-year fixed mortgage at 3.97% costs around £3,098 per month.
Monthly cost comparison based on current data
Uses KT20 avg. price with Reigate and Banstead rental data
Monthly mortgage payments (£3,098) are £1,474 more than renting (£1,624). However, buying requires an upfront deposit of £196k — it would take around 43 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, KIPINGS KT20 5TN | Detached | £785,000 | 12 Jan 2026 |
WYNWOOD HOUSE, WARREN DRIVE, KINGSWOOD KT20 6PY | Detached | £3,000,000 | 22 Dec 2025 |
27, THURNHAM WAY KT20 5PR | Terraced | £415,000 | 19 Dec 2025 |
15, TULYAR CLOSE KT20 5LA | Terraced | £325,000 | 19 Dec 2025 |
7, HOMEFIELD GARDENS KT20 5HN | Semi-detached | £445,000 | 19 Dec 2025 |
25, WATERFIELD KT20 5HT | Terraced | £430,000 | 19 Dec 2025 |
45, BEECHEN LANE, LOWER KINGSWOOD KT20 6RY | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in KT20 sold for £785,000 in 2026, with a median of £785,000 across 1 transactions. Prices rose 4.1% compared to the previous year.
| £470,000 |
| 17 Dec 2025 |
15, LORDSGROVE CLOSE KT20 5NN | Flat/Maisonette | £96,000 | 16 Dec 2025 |
18, TADWORTH STREET KT20 5RN | Detached | £800,000 | 15 Dec 2025 |
1, KILLOWEN CLOSE KT20 5BQ | Detached | £1,089,000 | 15 Dec 2025 |
HEATH HOUSE, HEATH DRIVE, WALTON ON THE HILL KT20 7QQ | Detached | £1,536,000 | 15 Dec 2025 |
19, ASHURST ROAD KT20 5ET | Semi-detached | £750,000 | 12 Dec 2025 |
1, WILLOWBANK GARDENS KT20 5DS | Detached | £1,015,000 | 12 Dec 2025 |
DALMENY, OUTWOOD LANE, KINGSWOOD KT20 6JW | Detached | £685,000 | 12 Dec 2025 |
14, THE GREEN KT20 5SQ | Terraced | £355,000 | 12 Dec 2025 |
31, VERNON WALK KT20 5QP | Semi-detached | £825,000 | 12 Dec 2025 |
46, ROOKERY WAY, LOWER KINGSWOOD KT20 7DY | Terraced | £294,000 | 11 Dec 2025 |
JARDIN COTTAGE, COPLEIGH DRIVE, KINGSWOOD KT20 6BJ | Detached | £650,000 | 5 Dec 2025 |
2, WHITEGATE WAY KT20 5NS | Semi-detached | £630,000 | 28 Nov 2025 |
515, REIGATE ROAD, BURGH HEATH KT20 5PE | Semi-detached | £570,000 | 28 Nov 2025 |
The most recent recorded sale in KT20 was a detached property on Kipings for £785,000 in January 2026. Across the last 20 sales, the median price was £650,000.