Key indicators for buyers
The SY21 market is moderately favourable for buyers. Prices are rising at 60.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.7x in 2007 to 7.9x today. Rising rents (£616/mo, +10.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Powys area
A home in Powys costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Powys area
Average monthly rent in Powys is £616, up 10.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Powys price of £441,667 with a 25% deposit (£110k), a 2-year fixed mortgage at 3.97% costs around £1,743 per month.
Monthly cost comparison based on current data
Uses SY21 avg. price with Powys rental data
Monthly mortgage payments (£1,743) are £1,127 more than renting (£616). However, buying requires an upfront deposit of £110k — it would take around 9201 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
25, MOUNT PLEASANT, MIDDLETOWN SY21 8DH | Semi-detached | £210,000 | 12 Jan 2026 |
GREENACRES, TAN Y FFRIDD, LLANGYNIEW SY21 0LT | Other | £750,000 | 9 Jan 2026 |
PEN-Y-LAN, LLANFAIR CAEREINION SY21 0DQ | Detached | £365,000 | 6 Jan 2026 |
TREMYFOEL, LLANERFYL SY21 0EY | Other | £295,000 | 19 Dec 2025 |
ALROY COTTAGE, HASSEL SQUARE, LLANFAIR CAEREINION SY21 0RN | Terraced | £95,500 | 19 Dec 2025 |
9, GREENFIELDS SY21 7BW | Terraced | £220,000 | 19 Dec 2025 |
GLASFRYN, FOEL SY21 0NS | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SY21 sold for £441,667 in 2026, with a median of £365,000 across 3 transactions. Prices rose 60.2% compared to the previous year.
| £110,000 |
| 18 Dec 2025 |
2, RECTORY VIEW, BERRIEW SY21 8FB | Semi-detached | £240,000 | 18 Dec 2025 |
1, NEW STREET SY21 7SF | Semi-detached | £163,500 | 15 Dec 2025 |
13, SALOP ROAD SY21 7EG | Terraced | £272,500 | 12 Dec 2025 |
90, PARC CARADOG, TREWERN SY21 8DS | Semi-detached | £182,500 | 12 Dec 2025 |
TY MAWR, DOLANOG SY21 0LS | Detached | £623,000 | 10 Dec 2025 |
2, ACREFIELD AVENUE, GUILSFIELD SY21 9PN | Detached | £340,000 | 9 Dec 2025 |
28, WATERLOO FIELDS, KINGSWOOD SY21 8LF | Semi-detached | £165,000 | 8 Dec 2025 |
5, CRIGGION LANE, TREWERN SY21 8DX | Terraced | £200,000 | 5 Dec 2025 |
18, LLWYN NANT, GUILSFIELD SY21 9FD | Detached | £419,950 | 5 Dec 2025 |
25, WOODSIDE SY21 7NG | Semi-detached | £175,000 | 3 Dec 2025 |
CEUNANT-COCH, LLANGADFAN SY21 0QQ | Other | £85,000 | 2 Dec 2025 |
18, CHURCH STREET SY21 7DP | Semi-detached | £95,000 | 1 Dec 2025 |
21, HERITAGE GREEN, FORDEN SY21 8LH | Semi-detached | £177,000 | 28 Nov 2025 |
The most recent recorded sale in SY21 was a semi-detached property on Mount Pleasant for £210,000 in January 2026. Across the last 20 sales, the median price was £210,000.