Key indicators for buyers
The SY20 market is moderately favourable for buyers. Prices have softened (-47.3%), which could present a buying opportunity. Affordability has improved from a peak of 8.7x in 2007 to 7.9x today. Rising rents (£616/mo, +10.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Powys area
A home in Powys costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Powys area
Average monthly rent in Powys is £616, up 10.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Powys price of £124,000 with a 25% deposit (£31k), a 2-year fixed mortgage at 3.97% costs around £489 per month.
Monthly cost comparison based on current data
Uses SY20 avg. price with Powys rental data
Monthly mortgage payments (£489) are £127 less than renting (£616). However, buying requires an upfront deposit of £31k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
6, TANRALLT, CORRIS SY20 9RN | Terraced | £148,000 | 22 Jan 2026 |
2, BONTFAEN, FORGE SY20 8RN | Terraced | £100,000 | 15 Jan 2026 |
12B, PENCAEMAWR, PENEGOES SY20 8PF | Semi-detached | £315,000 | 17 Dec 2025 |
22, TREGARTH SY20 8HT | Terraced | £205,000 | 10 Dec 2025 |
UNIT 3, DYFI ECO PARC SY20 8AX | Other | £240,000 | 9 Dec 2025 |
DAFARN NEWYDD, DINAS MAWDDWY SY20 9LP | Semi-detached | £307,500 | 2 Dec 2025 |
2, NORTH ROAD, TRE-R-DDOL SY20 8PP | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SY20 sold for £124,000 in 2026, with a median of £124,000 across 2 transactions. Prices fell 47.3% compared to the previous year.
| £105,000 |
| 27 Nov 2025 |
18, AELYBRYN, CEINWS SY20 9EZ | Semi-detached | £150,000 | 27 Nov 2025 |
2, CRAIG Y DON, CORRIS SY20 9TH | Terraced | £75,000 | 21 Nov 2025 |
1, GARTH HOLIDAY PARK SY20 8HQ | Other | £65,000 | 21 Nov 2025 |
FRON, PENNAL SY20 9DT | Other | £350,000 | 19 Nov 2025 |
BRYNGOLAU, UPPER CORRIS SY20 9BP | Semi-detached | £180,000 | 24 Oct 2025 |
7, HEOL Y DOLL SY20 8BQ | Terraced | £155,000 | 24 Oct 2025 |
TAN HOUSE, TANRALLT ROAD SY20 8HH | Detached | £375,000 | 20 Oct 2025 |
RHIWLAS, ABERCEGIR SY20 8NR | Terraced | £225,000 | 29 Sept 2025 |
5, GLYNDERWEN, DERWENLAS SY20 8TW | Terraced | £173,000 | 26 Sept 2025 |
1, PARC DULAS, CEINWS SY20 9EX | Detached | £195,000 | 23 Sept 2025 |
16, TREMYRALLT SY20 8EN | Terraced | £175,000 | 11 Sept 2025 |
GLANAFON, ABERANGELL SY20 9ND | Detached | £225,000 | 10 Sept 2025 |
12, PLAS TALGARTH, PENNAL SY20 9LG | Detached | £175,000 | 5 Sept 2025 |
The most recent recorded sale in SY20 was a terraced property on Tanrallt for £148,000 in January 2026. Across the last 20 sales, the median price was £180,000.