Key indicators for buyers
The SA65 market is moderately favourable for buyers. Prices have softened (-37.6%), which could present a buying opportunity. Affordability has improved from a peak of 8.2x in 2006 to 6.2x today. Rising rents (£686/mo, +6.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Pembrokeshire area
A home in Pembrokeshire costs 6.2x the local median salary — moderate, improving from a peak of 8.2x in 2006.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Pembrokeshire area
Average monthly rent in Pembrokeshire is £686, up 6.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Pembrokeshire price of £140,000 with a 25% deposit (£35k), a 2-year fixed mortgage at 3.97% costs around £552 per month.
Monthly cost comparison based on current data
Uses SA65 avg. price with Pembrokeshire rental data
Monthly mortgage payments (£552) are £134 less than renting (£686). However, buying requires an upfront deposit of £35k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
1, SMYTH STREET SA65 9LG | Terraced | £140,000 | 9 Jan 2026 |
CASTELL-Y-FRAICH, MANOROWEN SA65 9QJ | Detached | £320,000 | 19 Dec 2025 |
3, MAES WALDO SA65 9ER | Detached | £248,000 | 19 Dec 2025 |
7, ANTHORN, PENWALLIS SA65 9HR | Detached | £260,000 | 19 Dec 2025 |
MIN YR OCHR, MAESGWYN ROAD SA65 9BE | Detached | £320,000 | 18 Dec 2025 |
16, BRODOG TERRACE SA65 9NW | Terraced | £180,000 | 17 Dec 2025 |
12, BRO STINIAN SA65 9RF | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SA65 sold for £140,000 in 2026, with a median of £140,000 across 1 transactions. Prices fell 37.6% compared to the previous year.
| £175,000 |
| 12 Dec 2025 |
Y FELIN, LLANYCHAER SA65 9TB | Detached | £270,000 | 1 Dec 2025 |
12, CLIVE ROAD SA65 9DA | Terraced | £218,500 | 28 Nov 2025 |
4, KENSINGTON STREET SA65 9LB | Terraced | £133,500 | 28 Nov 2025 |
35, HIGH STREET SA65 9AW | Terraced | £133,000 | 25 Nov 2025 |
21, MAES WALDO SA65 9ER | Detached | £185,000 | 24 Nov 2025 |
7, PEN Y BRYN SA65 9BP | Detached | £410,000 | 24 Nov 2025 |
18, GARN FAWR SA65 9JU | Semi-detached | £180,000 | 21 Nov 2025 |
13, MAIN STREET SA65 9HG | Terraced | £290,000 | 21 Nov 2025 |
29, PARC LOKTUDI SA65 9AF | Detached | £289,950 | 21 Nov 2025 |
23, CLOS Y BIGNEY SA65 9BG | Detached | £369,372 | 18 Nov 2025 |
AEL-Y-BRYN, LLANYCHAER SA65 9TB | Terraced | £180,000 | 10 Oct 2025 |
KILLARNEY, PLAS Y FRON SA65 9LP | Detached | £187,500 | 3 Oct 2025 |
11, BRODOG TERRACE SA65 9NW | Terraced | £178,750 | 3 Oct 2025 |
The most recent recorded sale in SA65 was a terraced property on Smyth Street for £140,000 in January 2026. Across the last 20 sales, the median price was £218,500.