Key indicators for buyers
The OX4 market is moderately favourable for buyers. Prices have softened (-11.2%), which could present a buying opportunity. Affordability has improved from a peak of 12.2x in 2017 to 10.3x today. Rising rents (£1,937/mo, +6.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Oxford area
A home in Oxford costs 10.3x the local median salary — very stretched, improving from a peak of 12.2x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Oxford area
Average monthly rent in Oxford is £1,937, up 6.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Oxford price of £404,568 with a 25% deposit (£101k), a 2-year fixed mortgage at 3.97% costs around £1,597 per month.
Monthly cost comparison based on current data
Uses OX4 avg. price with Oxford rental data
Monthly mortgage payments (£1,597) are £340 less than renting (£1,937). However, buying requires an upfront deposit of £101k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
203, MORRELL AVENUE OX4 1NF | Semi-detached | £750,000 | 23 Jan 2026 |
14, VICARAGE CLOSE OX4 4PL | Semi-detached | £425,000 | 23 Jan 2026 |
15, REDMOOR CLOSE OX4 4PT | Terraced | £375,000 | 22 Jan 2026 |
25, ABLETT CLOSE OX4 1XH | Terraced | £430,000 | 20 Jan 2026 |
46, MEDHURST WAY, LITTLEMORE OX4 4NY | Flat/Maisonette | £272,500 | 12 Jan 2026 |
12, SKYLARK PLACE OX4 6EF | Terraced | £325,000 | 12 Jan 2026 |
44, HOLLOW WAY, COWLEY OX4 2NH | Other |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in OX4 sold for £404,568 in 2026, with a median of £375,000 across 17 transactions. Prices fell 11.2% compared to the previous year.
| £565,000 |
| 12 Jan 2026 |
11, ANNESLEY ROAD OX4 4JH | Semi-detached | £690,000 | 9 Jan 2026 |
71, RELIANCE WAY OX4 2FW | Flat/Maisonette | £335,000 | 9 Jan 2026 |
93, THE JACKSON BUILDING, BENNETT CRESCENT, COWLEY OX4 2UQ | Flat/Maisonette | £330,000 | 9 Jan 2026 |
388, IFFLEY ROAD OX4 4AT | Semi-detached | £585,000 | 9 Jan 2026 |
22, RADCLIFFE HOUSE, MANDELBROTE DRIVE, LITTLEMORE OX4 4XG | Flat/Maisonette | £300,000 | 8 Jan 2026 |
2, PULKER CLOSE OX4 3LG | Flat/Maisonette | £300,000 | 7 Jan 2026 |
65, LIZMANS COURT, SILKDALE CLOSE OX4 2HG | Flat/Maisonette | £210,000 | 7 Jan 2026 |
1, KESTREL CRESCENT OX4 6DX | Semi-detached | £485,000 | 7 Jan 2026 |
FLAT 11, BARNS PLACE, 242A, BARNS ROAD OX4 3RQ | Flat/Maisonette | £77,750 | 6 Jan 2026 |
142, CRICKET ROAD OX4 3DL | Semi-detached | £422,400 | 5 Jan 2026 |
26, LITTLE BURY OX4 7UG | Terraced | £362,500 | 22 Dec 2025 |
61A, LONG LANE OX4 3TN | Semi-detached | £375,000 | 19 Dec 2025 |
3, BRIAR WAY OX4 6SE | Terraced | £203,000 | 19 Dec 2025 |
The most recent recorded sale in OX4 was a semi-detached property on Morrell Avenue for £750,000 in January 2026. Across the last 20 sales, the median price was £375,000.