Key indicators for buyers
The OX3 market is moderately favourable for buyers. Affordability has improved from a peak of 12.2x in 2017 to 10.3x today. Rising rents (£1,937/mo, +6.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Oxford area
A home in Oxford costs 10.3x the local median salary — very stretched, improving from a peak of 12.2x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Oxford area
Average monthly rent in Oxford is £1,937, up 6.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Oxford price of £555,000 with a 25% deposit (£139k), a 2-year fixed mortgage at 3.97% costs around £2,190 per month.
Monthly cost comparison based on current data
Uses OX3 avg. price with Oxford rental data
Monthly mortgage payments (£2,190) are £253 more than renting (£1,937). However, buying requires an upfront deposit of £139k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
45, CONISTON AVENUE, HEADINGTON OX3 0AW | Semi-detached | £650,000 | 23 Jan 2026 |
6, RIDGEWAY ROAD, HEADINGTON OX3 8DR | Detached | £625,000 | 19 Jan 2026 |
109, LONDON ROAD, HEADINGTON OX3 9HZ | Other | £450,000 | 16 Jan 2026 |
74, COLLINWOOD ROAD, HEADINGTON OX3 8HL | Semi-detached | £495,000 | 6 Jan 2026 |
23, RIDGEWAY ROAD, HEADINGTON OX3 8DS | Semi-detached | £490,000 | 22 Dec 2025 |
30A, MARSH LANE, HEADINGTON OX3 0NG | Semi-detached | £223,000 | 22 Dec 2025 |
27, ST LEONARDS ROAD, HEADINGTON OX3 8AD |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in OX3 sold for £555,000 in 2026, with a median of £560,000 across 4 transactions. Prices rose 0.8% compared to the previous year.
| Semi-detached |
| £600,000 |
| 19 Dec 2025 |
22, HAYNES ROAD, MARSTON OX3 0SF | Semi-detached | £500,000 | 19 Dec 2025 |
GREATSTONES, KILN LANE, HEADINGTON OX3 8HQ | Detached | £2,620,000 | 19 Dec 2025 |
3, NETHERWOODS ROAD, HEADINGTON OX3 8HF | Semi-detached | £475,000 | 19 Dec 2025 |
4, SHERWOOD PLACE, HEADINGTON OX3 9PR | Semi-detached | £390,000 | 18 Dec 2025 |
FLAT 19, LONDON COURT, 9 - 13, LONDON ROAD, HEADINGTON OX3 7SL | Flat/Maisonette | £290,000 | 18 Dec 2025 |
3, HAYES CLOSE, MARSTON OX3 0DZ | Semi-detached | £428,000 | 18 Dec 2025 |
47, DEMESNE FURZE, HEADINGTON OX3 7XG | Detached | £424,000 | 17 Dec 2025 |
134, BARTON VILLAGE ROAD, HEADINGTON OX3 9NS | Terraced | £220,000 | 17 Dec 2025 |
MANOR BUNGALOW, NOKE OX3 9TX | Detached | £440,000 | 16 Dec 2025 |
7, INOTT FURZE, HEADINGTON OX3 7ES | Semi-detached | £462,500 | 16 Dec 2025 |
1, WINDSOR STREET, HEADINGTON OX3 7AP | Terraced | £482,500 | 15 Dec 2025 |
175, SHERWOOD PLACE, HEADINGTON OX3 9RN | Flat/Maisonette | £225,000 | 15 Dec 2025 |
35, NUFFIELD ROAD, HEADINGTON OX3 8RQ | Flat/Maisonette | £270,000 | 15 Dec 2025 |
The most recent recorded sale in OX3 was a semi-detached property on Coniston Avenue for £650,000 in January 2026. Across the last 20 sales, the median price was £462,500.