Key indicators for buyers
The OX1 market is moderately favourable for buyers. Prices have softened (-34.4%), which could present a buying opportunity. Affordability has improved from a peak of 12.2x in 2017 to 10.3x today. Rising rents (£1,937/mo, +6.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Oxford area
A home in Oxford costs 10.3x the local median salary — very stretched, improving from a peak of 12.2x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Oxford area
Average monthly rent in Oxford is £1,937, up 6.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Oxford price of £444,125 with a 25% deposit (£111k), a 2-year fixed mortgage at 3.97% costs around £1,753 per month.
Monthly cost comparison based on current data
Uses OX1 avg. price with Oxford rental data
Monthly mortgage payments (£1,753) are £184 less than renting (£1,937). However, buying requires an upfront deposit of £111k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 17, TENNYSON LODGE, PARADISE SQUARE OX1 1UD | Flat/Maisonette | £402,500 | 23 Jan 2026 |
40, GORDON WOODWARD WAY OX1 4XL | Flat/Maisonette | £319,000 | 19 Jan 2026 |
4, FAIRWAYS, KENNINGTON OX1 5RQ | Semi-detached | £565,000 | 15 Jan 2026 |
17, GORDON STREET OX1 4RJ | Terraced | £490,000 | 7 Jan 2026 |
76, LEANDER WAY OX1 4XR | Flat/Maisonette | £260,000 | 19 Dec 2025 |
FLAT 60, THE LION BREWERY, ST THOMAS STREET OX1 1JE | Flat/Maisonette | £430,000 | 19 Dec 2025 |
31, SUNNINGWELL ROAD OX1 4SZ |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in OX1 sold for £444,125 in 2026, with a median of £446,250 across 4 transactions. Prices fell 34.4% compared to the previous year.
| Semi-detached |
| £490,000 |
| 19 Dec 2025 |
11, ROBINSON ROAD, WOOTTON OX1 5LE | Semi-detached | £347,000 | 18 Dec 2025 |
HEVERLEE, HINKSEY HILL OX1 5BE | Detached | £1,535,000 | 18 Dec 2025 |
59 - 61, CORNMARKET STREET OX1 3HB | Other | £4,500,000 | 17 Dec 2025 |
36, MARLBOROUGH ROAD OX1 4LP | Terraced | £1,085,000 | 17 Dec 2025 |
1, ROSS COURT, KENNINGTON OX1 5AD | Semi-detached | £406,000 | 11 Dec 2025 |
8, LIDDIARD CLOSE, KENNINGTON OX1 5RY | Detached | £467,000 | 5 Dec 2025 |
FLAT 2, TOWER HOUSE, 12, WESTERN ROAD OX1 4FA | Flat/Maisonette | £285,000 | 5 Dec 2025 |
1, MARLBOROUGH ROAD OX1 4LW | Terraced | £1,140,000 | 5 Dec 2025 |
32, CRANBROOK DRIVE, KENNINGTON OX1 5RR | Semi-detached | £578,000 | 28 Nov 2025 |
3, CASTLE MEWS, ST THOMAS STREET OX1 1JR | Flat/Maisonette | £400,000 | 28 Nov 2025 |
19, OXFORD CASTLE, NEW ROAD OX1 1AY | Flat/Maisonette | £380,000 | 28 Nov 2025 |
15, EGROVE CLOSE OX1 4XU | Flat/Maisonette | £322,500 | 26 Nov 2025 |
13, CRANBROOK DRIVE, KENNINGTON OX1 5RR | Detached | £615,000 | 21 Nov 2025 |
The most recent recorded sale in OX1 was a flat/maisonette property on Paradise Square for £402,500 in January 2026. Across the last 20 sales, the median price was £467,000.