Average sale prices · HM Land Registry / UK HPI
The average property in Oldham sells for £213,743, up 5.9% over the past year. Prices have grown from around £37k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Oldham costs 6.1x the local median salary — moderate, improving from a peak of 6.3x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Oldham is £899, up 10.9% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Oldham price of £213,743 with a 25% deposit (£53k), a 2-year fixed mortgage at 3.97% costs around £844 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£844) are £55 less than renting (£899). However, buying requires an upfront deposit of £53k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
25, RYDAL AVENUE, CHADDERTON OL9 0RB | Semi-detached | £199,000 | 27 Jan 2026 |
5, RAVENOAK DRIVE, FAILSWORTH M35 9RQ | Terraced | £134,000 | 23 Jan 2026 |
170, BURNLEY LANE, CHADDERTON OL1 2QQ | Terraced | £60,000 | 23 Jan 2026 |
10, WAVERLEY STREET OL1 4HB | Terraced | £110,000 | 23 Jan 2026 |
7, KENDAL DRIVE, SHAW OL2 8JQ | Terraced | £205,000 | 22 Jan 2026 |
22, CLARKSFIELD STREET OL4 3AN | Semi-detached | £140,000 | 16 Jan 2026 |
7, LABURNUM AVENUE, FAILSWORTH M35 0NQ | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £265,000 |
| 16 Jan 2026 |
344, DENTON LANE, CHADDERTON OL9 8QE | Terraced | £143,000 | 16 Jan 2026 |
25, BUTTERWORTH STREET, CHADDERTON OL9 0JL | Terraced | £137,000 | 16 Jan 2026 |
46, BEECHWOOD DRIVE, ROYTON OL2 5XR | Semi-detached | £290,000 | 16 Jan 2026 |
12, OAK STREET, SHAW OL2 8UZ | Terraced | £225,000 | 16 Jan 2026 |
87, HODGE CLOUGH ROAD OL1 4PX | Semi-detached | £150,000 | 16 Jan 2026 |
34, LORD LANE, FAILSWORTH M35 0SJ | Semi-detached | £212,500 | 15 Jan 2026 |
736, ASHTON ROAD OL8 3HW | Terraced | £166,500 | 13 Jan 2026 |
98, MERSEY ROAD NORTH, FAILSWORTH M35 9LT | Terraced | £157,000 | 12 Jan 2026 |
CHADDERTON HALL FARM, CHADDERTON HALL ROAD, CHADDERTON OL1 2RJ | Other | £350,000 | 9 Jan 2026 |
53, ANNISFIELD AVENUE, GREENFIELD OL3 7DJ | Detached | £450,000 | 9 Jan 2026 |
4 CLOUGH BANK MEWS, HOLDEN FOLD LANE, ROYTON OL2 5FJ | Terraced | £263,000 | 9 Jan 2026 |
17, GLENGARTH, UPPERMILL OL3 6HU | Flat/Maisonette | £152,000 | 9 Jan 2026 |
295, SHAW ROAD, ROYTON OL2 6DY | Terraced | £104,000 | 9 Jan 2026 |
The most recent recorded sale in Oldham was a semi-detached property on Rydal Avenue for £199,000 in January 2026. Across the last 20 sales, the median price was £166,500.