Key indicators for buyers
The TD12 market looks favourable for buyers. Affordability has improved from a peak of 7.0x in 2021 to 5.7x today. Rising rents (£662/mo, +4.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Northumberland area
A home in Northumberland costs 5.7x the local median salary — moderate, improving from a peak of 7.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Northumberland area
Average monthly rent in Northumberland is £662, up 4.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Northumberland price of £300,000 with a 25% deposit (£75k), a 2-year fixed mortgage at 3.97% costs around £1,184 per month.
Monthly cost comparison based on current data
Uses TD12 avg. price with Northumberland rental data
Monthly mortgage payments (£1,184) are £522 more than renting (£662). However, buying requires an upfront deposit of £75k — it would take around 33 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
CLOVELLY TD12 4SD | Other | £300,000 | 8 Jan 2026 |
2, STATION GARDENS TD12 4TS | Semi-detached | £145,000 | 9 Dec 2025 |
SUNNYCROFT, DONALDSONS LODGE TD12 4XN | Semi-detached | £275,000 | 25 Nov 2025 |
KEEPERS COTTAGE, TILLMOUTH PARK TD12 4UT | Terraced | £365,000 | 10 Oct 2025 |
2, MARDON FARM COTTAGE TD12 4SJ | Semi-detached | £276,000 | 23 Sept 2025 |
5, KILHAM COTTAGE TD12 4QS | Semi-detached | £230,000 | 8 Aug 2025 |
2, STANLEY COURT, BRANXTON TD12 4FJ | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in TD12 sold for £300,000 in 2026, with a median of £300,000 across 1 transactions. Prices rose 2.5% compared to the previous year.
| £447,500 |
| 6 Aug 2025 |
MILESTONE COTTAGE, ST HELENS GARDENS TD12 4UB | Detached | £115,000 | 4 Jul 2025 |
8, SUNNYSIDE COTTAGE, DONALDSONS LODGE TD12 4XN | Terraced | £142,000 | 11 Mar 2025 |
TWEED COTTAGE, WARK TD12 4RH | Detached | £255,000 | 21 Feb 2025 |
1, THE CROFT COTTAGE, MAIN STREET TD12 4UJ | Semi-detached | £161,700 | 17 Feb 2025 |
SPRINGWOOD TD12 4UF | Semi-detached | £150,000 | 31 Jan 2025 |
COLLINGWOOD ARMS HOTEL, MAIN STREET TD12 4UH | Other | £949,992 | 3 Jan 2025 |
SOUTHVIEW, KNOWE HEAD TD12 4UQ | Detached | £315,000 | 27 Nov 2024 |
GLEN PRIORY, NEW HARPER RIDGE TD12 4UP | Other | £259,000 | 25 Oct 2024 |
THORNINGTON HOUSE TD12 4QH | Other | £1,296,000 | 23 Oct 2024 |
5, CROFT GARDENS, CROOKHAM TD12 4ST | Detached | £420,000 | 16 Oct 2024 |
3, STANLEY COURT, BRANXTON TD12 4FJ | Detached | £410,000 | 1 Oct 2024 |
1, KILHAM COTTAGE TD12 4QS | Semi-detached | £260,000 | 20 Sept 2024 |
TWEED BRAE, WARK TD12 4RH | Detached | £150,000 | 20 Sept 2024 |
The most recent recorded sale in TD12 was a other property for £300,000 in January 2026. Across the last 20 sales, the median price was £275,000.