Key indicators for buyers
The North Yorkshire market looks favourable for buyers. Affordability has improved from a peak of 9.0x in 2021 to 7.9x today.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in North Yorkshire costs 7.9x the local median salary — moderate, improving from a peak of 9.0x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in North Yorkshire is £828, up 1.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average North Yorkshire price of £272,086 with a 25% deposit (£68k), a 2-year fixed mortgage at 3.97% costs around £1,074 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,074) are £246 more than renting (£828). However, buying requires an upfront deposit of £68k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
11, WEST GREEN, STOKESLEY TS9 5BE | Terraced | £325,000 | 30 Jan 2026 |
1, EBENEZER TERRACE YO14 9EZ | Terraced | £160,000 | 29 Jan 2026 |
RIGG HOUSE WEST DL8 3LR | Detached | £550,000 | 27 Jan 2026 |
2, BLACKTHORN AVENUE YO17 7PQ | Detached | £345,000 | 27 Jan 2026 |
7, SLADEBURN DRIVE DL6 1BJ | Detached | £150,000 | 26 Jan 2026 |
1A, ARGYLE ROAD YO21 3HS | Detached | £314,000 | 26 Jan 2026 |
18, SCALBY MILLS ROAD YO12 6RW | Semi-detached | £315,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in North Yorkshire sells for £272,086, up slightly (0.8%) over the past year. Prices have grown from around £58k in the mid-1990s.
| 26 Jan 2026 |
77, FRONT STREET, SOWERBY YO7 1JP | Terraced | £279,950 | 26 Jan 2026 |
40, HARLOW PARK CRESCENT HG2 0AW | Semi-detached | £505,000 | 26 Jan 2026 |
FRYER VILLA, PICKHILL YO7 4JG | Detached | £484,000 | 26 Jan 2026 |
22, NEVILLE ROAD, GARGRAVE BD23 3RE | Terraced | £425,000 | 23 Jan 2026 |
MAWSON HOUSE, THE BRIDGE DL8 1AW | Detached | £227,500 | 23 Jan 2026 |
6, CORMORANT MEWS, GREEN HAMMERTON YO26 8FT | Detached | £499,950 | 23 Jan 2026 |
CROSSWAYS, THE SQUARE, TERRINGTON YO60 6PT | Terraced | £265,000 | 23 Jan 2026 |
27, SUTCLIFFE COURT YO21 1YH | Terraced | £158,000 | 23 Jan 2026 |
49, BOLTON AVENUE DL10 4BA | Semi-detached | £325,000 | 23 Jan 2026 |
8, WILD ROSE DRIVE HG1 4FZ | Semi-detached | £328,000 | 23 Jan 2026 |
11, AIRE STREET, CROSS HILLS BD20 7RT | Terraced | £143,000 | 23 Jan 2026 |
OAK VIEW, PATRICK BROMPTON DL8 1JN | Detached | £540,000 | 23 Jan 2026 |
25, ARMOURY ROAD YO8 4AY | Terraced | £128,000 | 23 Jan 2026 |
The most recent recorded sale in North Yorkshire was a terraced property on West Green for £325,000 in January 2026. Across the last 20 sales, the median price was £325,000.