Key indicators for buyers
The BS19 market is moderately favourable for buyers. Prices have softened (-44.6%), which could present a buying opportunity. Affordability has improved from a peak of 10.8x in 2021 to 9.0x today. Rising rents (£1,193/mo, +4.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
The average property in BS19 sold for £360,000 in 2012, with a median of £360,000 across 1 transactions. Prices fell 44.6% compared to the previous year.
2012averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider North Somerset area
A home in North Somerset costs 9.0x the local median salary — stretched, improving from a peak of 10.8x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider North Somerset area
Average monthly rent in North Somerset is £1,193, up 4.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average North Somerset price of £360,000 with a 25% deposit (£90k), a 2-year fixed mortgage at 3.97% costs around £1,421 per month.
Monthly cost comparison based on current data
Uses BS19 avg. price with North Somerset rental data
Monthly mortgage payments (£1,421) are £228 more than renting (£1,193). However, buying requires an upfront deposit of £90k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
RAILWAY COTTAGE, STATION ROAD, CONGRESBURY BS19 5DX | Semi-detached | £360,000 | 23 Mar 2012 |
32, BACKWELL HILL ROAD, BACKWELL BS19 3PL | Detached | £650,000 | 15 Dec 2008 |
THE MENDIP GATE CAFE, BRISTOL ROAD, CHURCHILL BS19 5NL | Detached | £240,000 | 11 May 2001 |
RAILWAY COTTAGE, STATION ROAD, CONGRESBURY BS19 5DX | Semi-detached | £97,000 | 27 Jan 1997 |
The most recent recorded sale in BS19 was a semi-detached property on Station Road for £360,000 in March 2012. Across the last 4 sales, the median price was £360,000.
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.