Key indicators for buyers
The NG34 market is moderately favourable for buyers. Affordability has improved from a peak of 8.3x in 2021 to 7.0x today. Rising rents (£840/mo, +10.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider North Kesteven area
A home in North Kesteven costs 7.0x the local median salary — moderate, improving from a peak of 8.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider North Kesteven area
Average monthly rent in North Kesteven is £840, up 10.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average North Kesteven price of £258,679 with a 25% deposit (£65k), a 2-year fixed mortgage at 3.97% costs around £1,021 per month.
Monthly cost comparison based on current data
Uses NG34 avg. price with North Kesteven rental data
Monthly mortgage payments (£1,021) are £181 more than renting (£840). However, buying requires an upfront deposit of £65k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
6, CENTURION CLOSE NG34 7PH | Detached | £320,000 | 19 Jan 2026 |
22, ROWAN CLOSE NG34 7SP | Semi-detached | £205,000 | 16 Jan 2026 |
33, MOOR PARK, RUSKINGTON NG34 9AJ | Semi-detached | £185,000 | 15 Jan 2026 |
2, RYE CLOSE NG34 7BT | Detached | £355,000 | 15 Jan 2026 |
8, KINROSS ROAD NG34 8GF | Terraced | £235,000 | 15 Jan 2026 |
11, EDMUNDS ROAD, CRANWELL VILLAGE NG34 8EL | Detached | £175,000 | 12 Jan 2026 |
44, DEAN CLOSE, LEASINGHAM NG34 8NW | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in NG34 sold for £258,679 in 2026, with a median of £246,500 across 14 transactions. Prices rose 1.9% compared to the previous year.
| £190,000 |
| 12 Jan 2026 |
7, ABBEY ROAD NG34 7XB | Detached | £325,000 | 9 Jan 2026 |
ASHBOURNE HOUSE, PINFOLD LANE, RUSKINGTON NG34 9EU | Detached | £375,000 | 9 Jan 2026 |
85, WINCHESTER WAY NG34 8WJ | Terraced | £155,000 | 9 Jan 2026 |
4 - 6, STATION ROAD, HECKINGTON NG34 9JJ | Semi-detached | £220,000 | 9 Jan 2026 |
19, BEDE CLOSE, QUARRINGTON NG34 8WE | Detached | £365,000 | 7 Jan 2026 |
24, SAXON WAY, RUSKINGTON NG34 9XG | Semi-detached | £258,000 | 6 Jan 2026 |
5, WESTBECK, RUSKINGTON NG34 9GU | Detached | £258,500 | 6 Jan 2026 |
5, ELIZABETH COURT NG34 7TU | Detached | £165,000 | 19 Dec 2025 |
14, BRISTOL WAY NG34 7AE | Detached | £269,000 | 19 Dec 2025 |
75, ST GILES AVENUE NG34 7HJ | Terraced | £175,000 | 19 Dec 2025 |
52, OAK WAY, HECKINGTON NG34 9FG | Detached | £525,000 | 19 Dec 2025 |
38, MURRAYFIELD AVENUE, GREYLEES NG34 8GP | Terraced | £84,950 | 19 Dec 2025 |
20, THE HOPLANDS NG34 7HZ | Semi-detached | £180,000 | 19 Dec 2025 |
The most recent recorded sale in NG34 was a detached property on Centurion Close for £320,000 in January 2026. Across the last 20 sales, the median price was £235,000.