Key indicators for buyers
The SG4 market is moderately favourable for buyers. Prices have softened (-15.0%), which could present a buying opportunity. Affordability has improved from a peak of 11.6x in 2022 to 10.0x today. Rising rents (£1,400/mo, +4.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider North Hertfordshire area
A home in North Hertfordshire costs 10.0x the local median salary — stretched, improving from a peak of 11.6x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider North Hertfordshire area
Average monthly rent in North Hertfordshire is £1,400, up 4.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average North Hertfordshire price of £476,662 with a 25% deposit (£119k), a 2-year fixed mortgage at 3.97% costs around £1,881 per month.
Monthly cost comparison based on current data
Uses SG4 avg. price with North Hertfordshire rental data
Monthly mortgage payments (£1,881) are £481 more than renting (£1,400). However, buying requires an upfront deposit of £119k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
3, GRANGE CLOSE SG4 9HD | Detached | £835,000 | 20 Jan 2026 |
12, FORGE END, WESTON SG4 7AQ | Semi-detached | £445,000 | 16 Jan 2026 |
32, MAYFLOWER CLOSE, CODICOTE SG4 8SW | Terraced | £245,000 | 16 Jan 2026 |
2, BYRON CLOSE SG4 0QS | Terraced | £381,000 | 15 Jan 2026 |
49, HIGHBURY ROAD SG4 9SA | Semi-detached | £802,140 | 14 Jan 2026 |
32, WOOLGROVE ROAD SG4 0AT | Terraced | £270,000 | 12 Jan 2026 |
37, MILL ROAD, ST IPPOLYTS SG4 7RG | Terraced | £417,500 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SG4 sold for £476,662 in 2026, with a median of £431,250 across 12 transactions. Prices fell 15.0% compared to the previous year.
| 9 Jan 2026 |
3, MILL WAY, BREACHWOOD GREEN SG4 8PE | Semi-detached | £480,000 | 8 Jan 2026 |
40, COLERIDGE CLOSE SG4 0QX | Semi-detached | £641,800 | 6 Jan 2026 |
66, HIGHOVER WAY SG4 0RQ | Semi-detached | £465,500 | 6 Jan 2026 |
17, DALTON WAY, WHITWELL SG4 8BG | Terraced | £395,000 | 5 Jan 2026 |
3, TANNERY YARD, WHITWELL SG4 8AQ | Terraced | £342,000 | 5 Jan 2026 |
FLAT 21, SAXON COURT, QUEEN STREET SG4 9TB | Flat/Maisonette | £199,950 | 19 Dec 2025 |
62, HALSEY DRIVE SG4 9QR | Terraced | £368,000 | 19 Dec 2025 |
3, HENRY ISAAC MEWS, ST IPPOLYTS SG4 7EY | Semi-detached | £892,000 | 19 Dec 2025 |
9, TAVERNERS PLACE, CODICOTE SG4 8BQ | Terraced | £260,000 | 19 Dec 2025 |
THE CRICKETERS, DAMASK GREEN ROAD, WESTON SG4 7DA | Other | £875,000 | 19 Dec 2025 |
11, BYRON CLOSE SG4 0QS | Semi-detached | £580,000 | 19 Dec 2025 |
1, KINGSWOOD AVENUE SG4 0PB | Semi-detached | £655,000 | 18 Dec 2025 |
33, HIGH STREET, CODICOTE SG4 8XB | Detached | £1,115,000 | 18 Dec 2025 |
The most recent recorded sale in SG4 was a detached property on Grange Close for £835,000 in January 2026. Across the last 20 sales, the median price was £465,500.