6,890 recorded transactions · Part of North East Derbyshire
Compare with another area →Key indicators for buyers
The S45 market is moderately favourable for buyers. Prices have softened (-48.7%), which could present a buying opportunity. Affordability has improved from a peak of 8.5x in 2023 to 7.0x today. Rising rents (£775/mo, +6.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider North East Derbyshire area
A home in North East Derbyshire costs 7.0x the local median salary — moderate, improving from a peak of 8.5x in 2023.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider North East Derbyshire area
Average monthly rent in North East Derbyshire is £775, up 6.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average North East Derbyshire price of £128,333 with a 25% deposit (£32k), a 2-year fixed mortgage at 3.97% costs around £506 per month.
Monthly cost comparison based on current data
Uses S45 avg. price with North East Derbyshire rental data
Monthly mortgage payments (£506) are £269 less than renting (£775). However, buying requires an upfront deposit of £32k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, WARREN CLOSE, PILSLEY S45 8ES | Detached | £210,000 | 23 Jan 2026 |
13, VICTORIA STREET, CLAY CROSS S45 9LF | Terraced | £120,000 | 13 Jan 2026 |
16, EGSTOW STREET, CLAY CROSS S45 9NJ | Terraced | £55,000 | 6 Jan 2026 |
BANK COTTAGE, BUTTS ROAD, ASHOVER S45 0AX | Detached | £820,000 | 22 Dec 2025 |
9, BRASSINGTON STREET, CLAY CROSS S45 9NH | Semi-detached | £128,000 | 19 Dec 2025 |
31, BROOK STREET, CLAY CROSS S45 9QZ | Terraced | £189,950 | 19 Dec 2025 |
7, KENNING PLACE, CLAY CROSS S45 9FG |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in S45 sold for £128,333 in 2026, with a median of £120,000 across 3 transactions. Prices fell 48.7% compared to the previous year.
| Semi-detached |
| £183,000 |
| 19 Dec 2025 |
6, ST MARYS RISE, CLAY CROSS S45 9UA | Detached | £300,000 | 19 Dec 2025 |
4, QUEEN STREET, PILSLEY S45 8HA | Detached | £137,500 | 18 Dec 2025 |
105, HOLMGATE ROAD, CLAY CROSS S45 9PG | Terraced | £160,000 | 17 Dec 2025 |
21, BERTRAND AVENUE, CLAY CROSS S45 9JX | Detached | £255,000 | 16 Dec 2025 |
10 - 12, BROADLEYS, CLAY CROSS S45 9JL | Other | £320,000 | 16 Dec 2025 |
THE COTTAGE, THE GREEN, HARDSTOFT S45 8AG | Semi-detached | £365,000 | 15 Dec 2025 |
3, ORCHARD WAY, CLAY CROSS S45 9GX | Detached | £375,000 | 12 Dec 2025 |
17, THE PADDOCKS, PILSLEY S45 8ET | Detached | £168,000 | 12 Dec 2025 |
ALICE HEAD ROAD FARM, ALICE HEAD ROAD, ASHOVER S45 0DQ | Other | £976,590 | 10 Dec 2025 |
ALICE HEAD ROAD FARM, ALICE HEAD ROAD, ASHOVER S45 0DQ | Other | £976,590 | 10 Dec 2025 |
32, EGSTOW STREET, CLAY CROSS S45 9NJ | Semi-detached | £191,000 | 8 Dec 2025 |
10, NIGHTINGALE CLOSE, DANESMOOR S45 9SE | Detached | £220,000 | 5 Dec 2025 |
23A, LOWER MANTLE CLOSE, CLAY CROSS S45 9NY | Other | £114,604 | 3 Dec 2025 |
The most recent recorded sale in S45 was a detached property on Warren Close for £210,000 in January 2026. Across the last 20 sales, the median price was £210,000.