Key indicators for buyers
The NP26 market is moderately favourable for buyers. Prices have softened (-10.6%), which could present a buying opportunity. Affordability has improved from a peak of 10.3x in 2021 to 8.0x today. Rising rents (£986/mo, +3.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Monmouthshire area
A home in Monmouthshire costs 8.0x the local median salary — moderate, improving from a peak of 10.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Monmouthshire area
Average monthly rent in Monmouthshire is £986, up 3.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Monmouthshire price of £288,860 with a 25% deposit (£72k), a 2-year fixed mortgage at 3.97% costs around £1,140 per month.
Monthly cost comparison based on current data
Uses NP26 avg. price with Monmouthshire rental data
Monthly mortgage payments (£1,140) are £154 more than renting (£986). However, buying requires an upfront deposit of £72k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
34, ACACIA AVENUE, UNDY NP26 3NQ | Semi-detached | £292,000 | 22 Jan 2026 |
44, LAPWING AVENUE NP26 5RN | Semi-detached | £240,000 | 19 Jan 2026 |
57, CANON LANE, CAERWENT NP26 4QQ | Semi-detached | £228,500 | 9 Jan 2026 |
5, KEATS ROAD NP26 4LH | Terraced | £195,600 | 9 Jan 2026 |
13, QUEENS GARDENS, MAGOR NP26 3BU | Detached | £580,000 | 8 Jan 2026 |
9, HUNTERS RIDGE, UNDY NP26 3PW | Detached | £375,000 | 8 Jan 2026 |
54, COWLEAZE, MAGOR NP26 3LE | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in NP26 sold for £288,860 in 2026, with a median of £235,000 across 10 transactions. Prices fell 10.6% compared to the previous year.
| £310,000 |
| 7 Jan 2026 |
26, STATION ROAD NP26 4BU | Semi-detached | £230,000 | 7 Jan 2026 |
9, LAUREL CLOSE, UNDY NP26 3NP | Semi-detached | £220,000 | 7 Jan 2026 |
242, NEWPORT ROAD NP26 4AE | Terraced | £217,500 | 5 Jan 2026 |
54, CROSSWAY, ROGIET NP26 3SJ | Detached | £278,000 | 19 Dec 2025 |
1, CHURCH FARM GARDENS NP26 4HT | Detached | £572,500 | 18 Dec 2025 |
10, MEADOW RISE, UNDY NP26 3JW | Semi-detached | £245,000 | 17 Dec 2025 |
6, STARLING CLOSE, ROGIET NP26 3UU | Detached | £365,000 | 17 Dec 2025 |
6, ROGIET TERRACE, ROGIET NP26 3UA | Terraced | £344,000 | 16 Dec 2025 |
5, TRINITY CLOSE, SUDBROOK NP26 5UF | Terraced | £248,000 | 15 Dec 2025 |
248, NEWPORT ROAD NP26 4AF | Semi-detached | £260,000 | 15 Dec 2025 |
11, WOODPECKER CLOSE, ROGIET NP26 3UZ | Detached | £350,000 | 12 Dec 2025 |
156, CASTLE LEA NP26 4HS | Semi-detached | £235,000 | 12 Dec 2025 |
71, MAIN ROAD, PORTSKEWETT NP26 5UG | Semi-detached | £310,000 | 12 Dec 2025 |
The most recent recorded sale in NP26 was a semi-detached property on Acacia Avenue for £292,000 in January 2026. Across the last 20 sales, the median price was £278,000.