Key indicators for buyers
The MK7 market is moderately favourable for buyers. Prices have softened (-7.8%), which could present a buying opportunity. Affordability has improved from a peak of 9.9x in 2021 to 8.4x today. Rising rents (£1,327/mo, +3.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Milton Keynes area
A home in Milton Keynes costs 8.4x the local median salary — stretched, improving from a peak of 9.9x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Milton Keynes area
Average monthly rent in Milton Keynes is £1,327, up 3.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Milton Keynes price of £382,400 with a 25% deposit (£96k), a 2-year fixed mortgage at 3.97% costs around £1,509 per month.
Monthly cost comparison based on current data
Uses MK7 avg. price with Milton Keynes rental data
Monthly mortgage payments (£1,509) are £182 more than renting (£1,327). However, buying requires an upfront deposit of £96k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
16, HAREBELL CLOSE, WALNUT TREE MK7 7BA | Semi-detached | £260,000 | 16 Jan 2026 |
12, COGGESHALL GROVE, WAVENDON GATE MK7 7SN | Semi-detached | £270,000 | 13 Jan 2026 |
4, VERDI CLOSE, OLD FARM PARK MK7 8PD | Detached | £753,000 | 9 Jan 2026 |
2, BRAILSFORD WAY, WALTON MK7 7FD | Detached | £444,000 | 8 Jan 2026 |
FLAT 1, 2, BEDGEBURY PLACE, KENTS HILL MK7 6JQ | Flat/Maisonette | £185,000 | 7 Jan 2026 |
28, MITHRAS GARDENS, WAVENDON GATE MK7 7SX | Semi-detached | £450,000 | 19 Dec 2025 |
17, TWINFLOWER, WALNUT TREE MK7 7LH |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in MK7 sold for £382,400 in 2026, with a median of £270,000 across 5 transactions. Prices fell 7.8% compared to the previous year.
| Detached |
| £365,000 |
| 18 Dec 2025 |
14, PETTINGREW CLOSE, WALNUT TREE MK7 7LL | Terraced | £285,000 | 18 Dec 2025 |
3, ROSEMARY COURT, WALNUT TREE MK7 7EJ | Detached | £800,000 | 15 Dec 2025 |
1, KNOX BRIDGE, KENTS HILL MK7 6EA | Detached | £532,500 | 12 Dec 2025 |
14, BEALES LANE, WALTON PARK MK7 7HB | Detached | £875,000 | 10 Dec 2025 |
33, SWEETLANDS CORNER, KENTS HILL MK7 6DR | Terraced | £333,000 | 8 Dec 2025 |
7, BOWEN CLOSE, BROWNS WOOD MK7 8DR | Semi-detached | £350,000 | 28 Nov 2025 |
11, BELLINI CLOSE, OLD FARM PARK MK7 8PS | Terraced | £82,500 | 28 Nov 2025 |
6, HARLEY DRIVE, WALTON MK7 7EZ | Detached | £755,000 | 25 Nov 2025 |
10, MEADOWSWEET, WALNUT TREE MK7 7BP | Detached | £483,000 | 21 Nov 2025 |
67, PETTINGREW CLOSE, WALNUT TREE MK7 7LL | Terraced | £350,000 | 21 Nov 2025 |
9, MEADOWSWEET, WALNUT TREE MK7 7BP | Detached | £450,000 | 19 Nov 2025 |
12, DENISON COURT, WAVENDON GATE MK7 7JF | Detached | £675,000 | 12 Nov 2025 |
18, FELSTED, CALDECOTTE MK7 8FE | Flat/Maisonette | £84,000 | 10 Nov 2025 |
The most recent recorded sale in MK7 was a semi-detached property on Harebell Close for £260,000 in January 2026. Across the last 20 sales, the median price was £444,000.