Key indicators for buyers
The MK4 market is moderately favourable for buyers. Affordability has improved from a peak of 9.9x in 2021 to 8.4x today. Rising rents (£1,327/mo, +3.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Milton Keynes area
A home in Milton Keynes costs 8.4x the local median salary — stretched, improving from a peak of 9.9x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Milton Keynes area
Average monthly rent in Milton Keynes is £1,327, up 3.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Milton Keynes price of £373,833 with a 25% deposit (£93k), a 2-year fixed mortgage at 3.97% costs around £1,475 per month.
Monthly cost comparison based on current data
Uses MK4 avg. price with Milton Keynes rental data
Monthly mortgage payments (£1,475) are £148 more than renting (£1,327). However, buying requires an upfront deposit of £93k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
50, POWIS LANE, OXLEY PARK MK4 4TG | Semi-detached | £370,000 | 16 Jan 2026 |
38, HAMBLETON GROVE, EMERSON VALLEY MK4 2JS | Semi-detached | £288,000 | 16 Jan 2026 |
22, HOLYHEAD CRESCENT, TATTENHOE MK4 3AN | Terraced | £315,000 | 15 Jan 2026 |
3, GRATTON COURT, EMERSON VALLEY MK4 2HD | Semi-detached | £465,000 | 12 Jan 2026 |
19, MATTHAU LANE, OXLEY PARK MK4 4SY | Semi-detached | £445,000 | 9 Jan 2026 |
1, PERRACOMBE, FURZTON MK4 1EP | Semi-detached | £360,000 | 9 Jan 2026 |
18, BRANTWOOD CLOSE, WESTCROFT MK4 4FP |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in MK4 sold for £373,833 in 2026, with a median of £365,000 across 6 transactions. Prices rose 1.3% compared to the previous year.
| Detached |
| £600,000 |
| 22 Dec 2025 |
8, ALLINGTON CIRCLE, KINGSMEAD MK4 4EE | Terraced | £324,000 | 19 Dec 2025 |
13, EMMETT CLOSE, EMERSON VALLEY MK4 2DY | Detached | £435,000 | 19 Dec 2025 |
10, BURTON WAY, OXLEY PARK MK4 4LZ | Terraced | £103,250 | 19 Dec 2025 |
67, FAVELL DRIVE, FURZTON MK4 1AX | Detached | £400,000 | 19 Dec 2025 |
53, LOWLAND ROAD, TATTENHOE MK4 3AP | Semi-detached | £270,000 | 18 Dec 2025 |
65, PERRACOMBE, FURZTON MK4 1EP | Semi-detached | £210,000 | 17 Dec 2025 |
3, NEWBRIDGE OVAL, EMERSON VALLEY MK4 2JG | Terraced | £180,000 | 17 Dec 2025 |
35, HARLOW CRESCENT, OXLEY PARK MK4 4EP | Detached | £660,000 | 15 Dec 2025 |
3, PENARD CRESCENT, KINGSMEAD MK4 4NR | Detached | £410,000 | 12 Dec 2025 |
135, HARLOW CRESCENT, OXLEY PARK MK4 4EP | Flat/Maisonette | £210,000 | 12 Dec 2025 |
10, CAGNEY CRESCENT, OXLEY PARK MK4 4TL | Terraced | £410,000 | 11 Dec 2025 |
9, TIERNEY, OXLEY PARK MK4 4HU | Terraced | £247,000 | 11 Dec 2025 |
9, PECK COURT, OXLEY PARK MK4 4HZ | Semi-detached | £310,000 | 9 Dec 2025 |
The most recent recorded sale in MK4 was a semi-detached property on Powis Lane for £370,000 in January 2026. Across the last 20 sales, the median price was £360,000.