Key indicators for buyers
The MK11 market is moderately favourable for buyers. Prices have softened (-29.5%), which could present a buying opportunity. Affordability has improved from a peak of 9.9x in 2021 to 8.4x today. Rising rents (£1,327/mo, +3.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Milton Keynes area
A home in Milton Keynes costs 8.4x the local median salary — stretched, improving from a peak of 9.9x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Milton Keynes area
Average monthly rent in Milton Keynes is £1,327, up 3.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Milton Keynes price of £282,833 with a 25% deposit (£71k), a 2-year fixed mortgage at 3.97% costs around £1,116 per month.
Monthly cost comparison based on current data
Uses MK11 avg. price with Milton Keynes rental data
Monthly mortgage payments (£1,116) are £211 less than renting (£1,327). However, buying requires an upfront deposit of £71k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
13, SERGIUS CLOSE, FAIRFIELDS MK11 4DL | Semi-detached | £193,500 | 16 Jan 2026 |
55, WOOLMANS, FULLERS SLADE MK11 2BA | Flat/Maisonette | £100,000 | 16 Jan 2026 |
1, REMUS CLOSE, FAIRFIELDS MK11 4AB | Detached | £555,000 | 15 Jan 2026 |
45, TUDOR GARDENS, STONY STRATFORD MK11 1HX | Detached | £840,000 | 19 Dec 2025 |
6, GAIUS CROFT, FAIRFIELDS MK11 4BL | Detached | £275,000 | 19 Dec 2025 |
56, CICERO CRESCENT, FAIRFIELDS MK11 4AU | Semi-detached | £447,500 | 19 Dec 2025 |
36, OUSEBANK WAY, STONY STRATFORD MK11 1LB |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in MK11 sold for £282,833 in 2026, with a median of £193,500 across 3 transactions. Prices fell 29.5% compared to the previous year.
| Semi-detached |
| £320,000 |
| 19 Dec 2025 |
48, MALVERN DRIVE, FULLERS SLADE MK11 2AE | Detached | £400,000 | 5 Dec 2025 |
7, PROSPECT ROAD, STONY STRATFORD MK11 1BL | Terraced | £345,000 | 5 Dec 2025 |
53, CICERO CRESCENT, FAIRFIELDS MK11 4BJ | Semi-detached | £407,500 | 5 Dec 2025 |
2, CALVERTON ROAD, STONY STRATFORD MK11 1LE | Detached | £440,000 | 2 Dec 2025 |
52, OUSEBANK WAY, STONY STRATFORD MK11 1LB | Detached | £512,000 | 2 Dec 2025 |
13, EGMONT AVENUE, STONY STRATFORD MK11 1EU | Semi-detached | £610,000 | 2 Dec 2025 |
131, HIGH STREET, STONY STRATFORD MK11 1AT | Semi-detached | £965,000 | 2 Dec 2025 |
40, MILFORD AVENUE, STONY STRATFORD MK11 1HE | Semi-detached | £400,000 | 28 Nov 2025 |
17, CAMILLA PLACE, FAIRFIELDS MK11 4BS | Detached | £950,000 | 28 Nov 2025 |
1, MARCELLUS WAY, FAIRFIELDS MK11 4AD | Detached | £559,000 | 28 Nov 2025 |
26, FRANKSTON AVENUE, STONY STRATFORD MK11 1DR | Detached | £500,000 | 27 Nov 2025 |
32, FEGANS COURT, STONY STRATFORD MK11 1LS | Flat/Maisonette | £210,000 | 21 Nov 2025 |
14, MARCELLUS WAY, FAIRFIELDS MK11 4AD | Semi-detached | £170,000 | 21 Nov 2025 |
The most recent recorded sale in MK11 was a semi-detached property on Sergius Close for £193,500 in January 2026. Across the last 20 sales, the median price was £440,000.