Key indicators for buyers
The CF48 market looks favourable for buyers. Prices have softened (-35.9%), which could present a buying opportunity. Rising rents (£751/mo, +4.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Merthyr Tydfil area
A home in Merthyr Tydfil costs 4.6x the local median salary — relatively affordable, improving from a peak of 5.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Merthyr Tydfil area
Average monthly rent in Merthyr Tydfil is £751, up 4.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Merthyr Tydfil price of £103,500 with a 25% deposit (£26k), a 2-year fixed mortgage at 3.97% costs around £408 per month.
Monthly cost comparison based on current data
Uses CF48 avg. price with Merthyr Tydfil rental data
Monthly mortgage payments (£408) are £343 less than renting (£751). However, buying requires an upfront deposit of £26k — it would take around 4 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
68, HIGH STREET, DOWLAIS TOP CF48 3PW | Terraced | £102,000 | 23 Jan 2026 |
47, WYNDHAM STREET, TROEDYRHIW CF48 4JY | Terraced | £105,000 | 16 Jan 2026 |
1, LLWYNCELYN COTTAGES, MERTHYR VALE CF48 4RT | Semi-detached | £174,000 | 19 Dec 2025 |
7, TYDFIL TERRACE, TROEDYRHIW CF48 4JB | Terraced | £140,000 | 19 Dec 2025 |
21, COTTRELL STREET, ABERFAN CF48 4QU | Terraced | £123,000 | 19 Dec 2025 |
6, HOLFORD STREET, CEFN COED CF48 2RN | Terraced | £131,000 | 18 Dec 2025 |
4, SCHOOL ROAD, TROEDYRHIW CF48 4JS |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF48 sold for £103,500 in 2026, with a median of £103,500 across 2 transactions. Prices fell 35.9% compared to the previous year.
| Terraced |
| £130,000 |
| 15 Dec 2025 |
BRYNONEN HOUSE, PANT CF48 2DW | Detached | £370,000 | 15 Dec 2025 |
24, GLANTAFF ROAD, TROEDYRHIW CF48 4EH | Terraced | £122,500 | 12 Dec 2025 |
9, PANTYCELYNEN, HEOLGERRIG CF48 1TN | Terraced | £200,000 | 12 Dec 2025 |
8, YNYS Y GORED ROAD, ABERFAN CF48 4QF | Terraced | £80,000 | 12 Dec 2025 |
20, BRYNHYFRYD VILLAS, TROEDYRHIW CF48 4LG | Semi-detached | £194,000 | 12 Dec 2025 |
69, HIGH STREET, DOWLAIS TOP CF48 3PW | Terraced | £108,000 | 12 Dec 2025 |
39, BEACON HEIGHTS CF48 1NL | Terraced | £153,000 | 12 Dec 2025 |
EINON VILLA, PERTHYGLEISION, ABERFAN CF48 4NZ | Other | £185,000 | 12 Dec 2025 |
10, SWEET WATER PARK, TREFECHAN CF48 2LF | Detached | £350,000 | 11 Dec 2025 |
19, FRANCIS STREET, DOWLAIS CF48 3SE | Terraced | £124,000 | 5 Dec 2025 |
206, HIGH STREET, CEFN COED CF48 2PG | Terraced | £85,000 | 5 Dec 2025 |
36, ABERFAN ROAD, ABERFAN CF48 4QN | Terraced | £165,000 | 5 Dec 2025 |
17, COTTRELL STREET, ABERFAN CF48 4QU | Terraced | £102,000 | 5 Dec 2025 |
The most recent recorded sale in CF48 was a terraced property on High Street for £102,000 in January 2026. Across the last 20 sales, the median price was £131,000.