Key indicators for buyers
The CF46 market looks favourable for buyers. Prices have softened (-48.3%), which could present a buying opportunity. Rising rents (£751/mo, +4.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Merthyr Tydfil area
A home in Merthyr Tydfil costs 4.6x the local median salary — relatively affordable, improving from a peak of 5.0x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Merthyr Tydfil area
Average monthly rent in Merthyr Tydfil is £751, up 4.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Merthyr Tydfil price of £92,333 with a 25% deposit (£23k), a 2-year fixed mortgage at 3.97% costs around £364 per month.
Monthly cost comparison based on current data
Uses CF46 avg. price with Merthyr Tydfil rental data
Monthly mortgage payments (£364) are £387 less than renting (£751). However, buying requires an upfront deposit of £23k — it would take around 3 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
1, WHITE HART COTTAGES CF46 5DT | Terraced | £62,000 | 16 Jan 2026 |
25, THORNWOOD PLACE CF46 5AB | Terraced | £110,000 | 9 Jan 2026 |
2, GEORGE STREET, BEDLINOG CF46 6RT | Terraced | £105,000 | 7 Jan 2026 |
40, BRYNTEG CF46 5RE | Terraced | £118,000 | 19 Dec 2025 |
1, HIGHFIELD RISE, TRELEWIS CF46 6EQ | Detached | £335,000 | 19 Dec 2025 |
7, CARDIFF ROAD CF46 5EY | Terraced | £120,000 | 19 Dec 2025 |
1, FOREST ROAD CF46 5HG | Semi-detached | £120,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CF46 sold for £92,333 in 2026, with a median of £105,000 across 3 transactions. Prices fell 48.3% compared to the previous year.
| 19 Dec 2025 |
37, SHINGRIG ROAD, NELSON CF46 6DY | Terraced | £185,000 | 17 Dec 2025 |
78, SHINGRIG ROAD, NELSON CF46 6EA | Terraced | £100,000 | 11 Dec 2025 |
23, HIGH STREET, NELSON CF46 6EU | Terraced | £150,000 | 8 Dec 2025 |
38, HEOL FAWR, NELSON CF46 6NP | Semi-detached | £260,000 | 5 Dec 2025 |
2, HEOL MORIEN, NELSON CF46 6JA | Semi-detached | £209,950 | 5 Dec 2025 |
5, MANOR VIEW, TRELEWIS CF46 6EE | Terraced | £217,000 | 5 Dec 2025 |
61, FELL STREET CF46 5HN | Terraced | £125,000 | 4 Dec 2025 |
12, MARY STREET, BEDLINOG CF46 6RS | Terraced | £102,000 | 4 Dec 2025 |
1A, STATION TERRACE, NELSON CF46 6ED | Semi-detached | £265,000 | 1 Dec 2025 |
10, JOHN STREET CF46 5PS | Terraced | £117,500 | 28 Nov 2025 |
17, THORNWOOD PLACE CF46 5AB | Terraced | £128,000 | 28 Nov 2025 |
11, POWELL STREET, BEDLINOG CF46 6RL | Terraced | £95,000 | 28 Nov 2025 |
LLANFABON INN, LLANFABON CF46 6PG | Other | £482,000 | 21 Nov 2025 |
The most recent recorded sale in CF46 was a terraced property on White Hart Cottages for £62,000 in January 2026. Across the last 20 sales, the median price was £125,000.