Key indicators for buyers
The M21 market is moderately favourable for buyers. Prices are rising at 38.8%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.2x in 2021 to 6.1x today. Rising rents (£1,345/mo, +2.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Manchester area
A home in Manchester costs 6.1x the local median salary — moderate, improving from a peak of 7.2x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Manchester area
Average monthly rent in Manchester is £1,345, up 2.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Manchester price of £595,583 with a 25% deposit (£149k), a 2-year fixed mortgage at 3.97% costs around £2,350 per month.
Monthly cost comparison based on current data
Uses M21 avg. price with Manchester rental data
Monthly mortgage payments (£2,350) are £1,005 more than renting (£1,345). However, buying requires an upfront deposit of £149k — it would take around 31 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
41, WHITELOW ROAD M21 9HG | Semi-detached | £720,000 | 28 Jan 2026 |
4, BADMINTON ROAD M21 0UQ | Semi-detached | £410,000 | 20 Jan 2026 |
117, LONGFORD ROAD, CHORLTON CUM HARDY M21 9WW | Semi-detached | £571,250 | 19 Jan 2026 |
65, CLAUDE ROAD M21 8DE | Semi-detached | £825,000 | 16 Jan 2026 |
33, REEVES ROAD M21 8BU | Semi-detached | £600,000 | 12 Jan 2026 |
12, CHELSFIELD GROVE M21 7SU | Semi-detached | £575,000 | 9 Jan 2026 |
498 - 500, WILBRAHAM ROAD M21 9AP | Other |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in M21 sold for £595,583 in 2026, with a median of £575,000 across 9 transactions. Prices rose 38.8% compared to the previous year.
| £810,000 |
| 9 Jan 2026 |
3, BOLESWORTH CLOSE M21 9BE | Semi-detached | £455,000 | 9 Jan 2026 |
15, HIGSON AVENUE M21 9EP | Terraced | £394,000 | 2 Jan 2026 |
201, KINGS ROAD, CHORLTON CUM HARDY M21 0XY | Semi-detached | £400,000 | 22 Dec 2025 |
23, HIGSON AVENUE M21 9EP | Terraced | £405,000 | 19 Dec 2025 |
70, ST WERBURGHS ROAD M21 0TJ | Semi-detached | £490,000 | 19 Dec 2025 |
FLAT 5, YORK MOUNT, 19, YORK ROAD M21 9HP | Flat/Maisonette | £302,500 | 18 Dec 2025 |
141, NICOLAS ROAD, CHORLTON CUM HARDY M21 9LS | Semi-detached | £475,000 | 18 Dec 2025 |
28, HALLOWS AVENUE M21 7WF | Terraced | £293,000 | 17 Dec 2025 |
10, HIGH LANE M21 9DF | Semi-detached | £620,000 | 17 Dec 2025 |
FLAT 16, SUMMERFIELD COURT, EDGE LANE M21 9JN | Flat/Maisonette | £200,000 | 17 Dec 2025 |
52, NEW BARNS AVENUE M21 7DG | Terraced | £375,000 | 16 Dec 2025 |
15, OSWALD ROAD, CHORLTON CUM HARDY M21 9NL | Terraced | £487,750 | 16 Dec 2025 |
FLAT 1, 631, WILBRAHAM ROAD M21 9JT | Flat/Maisonette | £237,500 | 12 Dec 2025 |
The most recent recorded sale in M21 was a semi-detached property on Whitelow Road for £720,000 in January 2026. Across the last 20 sales, the median price was £475,000.