Key indicators for buyers
The Maidstone market is moderately favourable for buyers. Affordability has improved from a peak of 12.0x in 2022 to 10.1x today. Rising rents (£1,280/mo, +4.3%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Maidstone costs 10.1x the local median salary — very stretched, improving from a peak of 12.0x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Maidstone is £1,280, up 4.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Maidstone price of £362,729 with a 25% deposit (£91k), a 2-year fixed mortgage at 3.97% costs around £1,431 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,431) are £151 more than renting (£1,280). However, buying requires an upfront deposit of £91k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
29, BARDEN COURT, ST LUKE'S AVENUE ME14 5AP | Flat/Maisonette | £185,000 | 27 Jan 2026 |
3, THE OLD BAILEY, HARRIETSHAM ME17 1ND | Terraced | £280,000 | 23 Jan 2026 |
6, ROSEACRE LANE, BEARSTED ME14 4HY | Detached | £250,000 | 23 Jan 2026 |
34, SEYMOUR DRIVE, MARDEN TN12 9GT | Detached | £765,000 | 23 Jan 2026 |
6, WELL STREET, LOOSE ME15 0EJ | Terraced | £365,000 | 23 Jan 2026 |
67, BOUGHTON LANE ME15 9QP | Semi-detached | £435,000 | 23 Jan 2026 |
5, SHIRLEY WAY, BEARSTED ME15 8PP | Semi-detached |
5postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Maidstone sells for £362,729, up 2.8% over the past year. Prices have grown from around £67k in the mid-1990s.
| £450,000 |
| 23 Jan 2026 |
40, FRESHLAND ROAD ME16 0WJ | Detached | £685,000 | 22 Jan 2026 |
9, FAVERSHAM ROAD, LENHAM ME17 2PN | Detached | £775,000 | 21 Jan 2026 |
433, TONBRIDGE ROAD ME16 8NJ | Terraced | £250,000 | 21 Jan 2026 |
FLAT 27, MILL POND PLACE, 1, MILL LANE ME14 1GL | Flat/Maisonette | £300,000 | 20 Jan 2026 |
AVIVA, COLLEGE AVENUE ME15 6YJ | Detached | £540,000 | 20 Jan 2026 |
FLAT 9, ROMNEY COURT, 25, ROMNEY PLACE ME15 6LG | Flat/Maisonette | £130,000 | 20 Jan 2026 |
KENTON, PICKERING STREET, LOOSE ME15 9RH | Detached | £875,000 | 19 Jan 2026 |
52, EDMETT WAY ME17 3GD | Semi-detached | £427,000 | 19 Jan 2026 |
13, ROLAND HOUSE, HARRIS PLACE, TOVIL ME15 6BP | Flat/Maisonette | £178,000 | 18 Jan 2026 |
45, WHEELER STREET, HEADCORN TN27 9ST | Semi-detached | £342,500 | 16 Jan 2026 |
3, STONEACRE COURT ME15 6AB | Flat/Maisonette | £182,000 | 16 Jan 2026 |
WHITE GABLES, WORKHOUSE LANE, EAST FARLEIGH ME15 0PZ | Detached | £560,000 | 16 Jan 2026 |
FLAT 43, AMPHION PLACE, ROSALIND DRIVE ME14 2FN | Flat/Maisonette | £265,000 | 16 Jan 2026 |
The most recent recorded sale in Maidstone was a flat/maisonette property on St Luke'S Avenue for £185,000 in January 2026. Across the last 20 sales, the median price was £365,000.