Average sale prices · HM Land Registry / UK HPI
The average property in Luton sells for £280,889, up slightly (1.4%) over the past year. Prices have grown from around £45k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Luton costs 8.5x the local median salary — stretched, improving from a peak of 9.2x in 2023.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Luton is £1,207, up 3.5% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Luton price of £280,889 with a 25% deposit (£70k), a 2-year fixed mortgage at 3.97% costs around £1,108 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,108) are £99 less than renting (£1,207). However, buying requires an upfront deposit of £70k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
58, CONNAUGHT ROAD LU4 8ER | Terraced | £288,000 | 30 Jan 2026 |
8, BURFORD CLOSE LU3 4DS | Detached | £530,000 | 28 Jan 2026 |
77, GOOSEBERRY HILL LU3 2JZ | Semi-detached | £325,000 | 26 Jan 2026 |
59, HAWKFIELDS LU2 7NW | Detached | £405,000 | 22 Jan 2026 |
11, EVERGREEN WAY LU3 4AL | Semi-detached | £400,000 | 22 Jan 2026 |
138, BIRDSFOOT LANE LU3 2DJ | Terraced | £270,000 | 22 Jan 2026 |
18, BLOOMFIELD AVENUE LU2 0PS | Semi-detached | £340,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| 21 Jan 2026 |
5, HAVELOCK RISE LU2 7PS | Detached | £620,000 | 21 Jan 2026 |
35, TALBOT ROAD LU2 7RN | Semi-detached | £330,000 | 21 Jan 2026 |
7, BIRTLEY CROFT LU2 9TR | Semi-detached | £275,000 | 21 Jan 2026 |
18, PARK STREET LU1 3EP | Flat/Maisonette | £60,000 | 21 Jan 2026 |
18, PARK STREET LU1 3EP | Flat/Maisonette | £60,000 | 21 Jan 2026 |
23, WEST HILL ROAD LU1 3LZ | Semi-detached | £435,000 | 20 Jan 2026 |
46, WICKSTEAD AVENUE LU4 9DP | Semi-detached | £322,500 | 20 Jan 2026 |
16, LEYHILL DRIVE LU1 5QA | Semi-detached | £355,000 | 19 Jan 2026 |
17, THETFORD GARDENS LU2 7FE | Detached | £470,000 | 16 Jan 2026 |
33, DAWLISH ROAD LU4 9SD | Semi-detached | £300,000 | 16 Jan 2026 |
109, RUNLEY ROAD LU1 1TX | Semi-detached | £271,000 | 16 Jan 2026 |
22, NASEBY ROAD LU1 1LF | Terraced | £255,000 | 16 Jan 2026 |
142, BUCKINGHAM DRIVE LU2 9RD | Detached | £410,000 | 16 Jan 2026 |
The most recent recorded sale in Luton was a terraced property on Connaught Road for £288,000 in January 2026. Across the last 20 sales, the median price was £330,000.