Key indicators for buyers
The L8 market looks favourable for buyers. Prices have softened (-7.6%), which could present a buying opportunity. Affordability has improved from a peak of 5.2x in 2007 to 4.7x today. Rising rents (£888/mo, +6.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Liverpool area
A home in Liverpool costs 4.7x the local median salary — relatively affordable, improving from a peak of 5.2x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Liverpool area
Average monthly rent in Liverpool is £888, up 6.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Liverpool price of £137,500 with a 25% deposit (£34k), a 2-year fixed mortgage at 3.97% costs around £543 per month.
Monthly cost comparison based on current data
Uses L8 avg. price with Liverpool rental data
Monthly mortgage payments (£543) are £345 less than renting (£888). However, buying requires an upfront deposit of £34k — it would take around 4 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
2, ACORN COURT L8 5TA | Flat/Maisonette | £115,000 | 14 Jan 2026 |
15, THE ELMS, DINGLE L8 3SS | Semi-detached | £160,000 | 9 Jan 2026 |
51, ACORN COURT L8 5TA | Flat/Maisonette | £85,000 | 22 Dec 2025 |
APARTMENT 7, 36, UPPER PARLIAMENT STREET L8 1TD | Flat/Maisonette | £105,000 | 19 Dec 2025 |
APARTMENT 19, 315, PARK ROAD, TOXTETH L8 4PF | Flat/Maisonette | £86,250 | 18 Dec 2025 |
22, ACORN COURT L8 5TA | Flat/Maisonette | £140,000 | 18 Dec 2025 |
20, ACORN COURT L8 5TA | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L8 sold for £137,500 in 2026, with a median of £137,500 across 2 transactions. Prices fell 7.6% compared to the previous year.
| £120,000 |
| 18 Dec 2025 |
32, ACORN COURT L8 5TA | Flat/Maisonette | £110,000 | 17 Dec 2025 |
8, MONRO STREET L8 4RR | Terraced | £62,000 | 16 Dec 2025 |
93, HARTINGTON ROAD, TOXTETH L8 0SE | Semi-detached | £517,250 | 12 Dec 2025 |
FLAT 10, LINNET HOUSE, ULLET ROAD L8 3SX | Flat/Maisonette | £114,000 | 12 Dec 2025 |
110, ASBRIDGE STREET L8 0UQ | Terraced | £83,000 | 12 Dec 2025 |
APARTMENT 2, 54, FALKNER STREET L8 7QA | Flat/Maisonette | £275,000 | 11 Dec 2025 |
6, ST MALACHYS WAY L8 6AA | Semi-detached | £212,000 | 10 Dec 2025 |
6, HAYLOCK CLOSE L8 4UT | Terraced | £245,000 | 5 Dec 2025 |
16, TREBORTH STREET L8 3TL | Terraced | £135,000 | 3 Dec 2025 |
64, GWENDOLINE STREET L8 8EZ | Other | £3,500 | 3 Dec 2025 |
19, TUPMAN STREET L8 8DA | Terraced | £150,000 | 28 Nov 2025 |
19, JACOB STREET L8 4TG | Terraced | £151,000 | 28 Nov 2025 |
11, GOSFORD STREET L8 4SB | Terraced | £165,000 | 28 Nov 2025 |
The most recent recorded sale in L8 was a flat/maisonette property on Acorn Court for £115,000 in January 2026. Across the last 20 sales, the median price was £135,000.