Key indicators for buyers
The L5 market looks favourable for buyers. Prices have softened (-41.1%), which could present a buying opportunity. Affordability has improved from a peak of 5.2x in 2007 to 4.7x today. Rising rents (£888/mo, +6.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Liverpool area
A home in Liverpool costs 4.7x the local median salary — relatively affordable, improving from a peak of 5.2x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Liverpool area
Average monthly rent in Liverpool is £888, up 6.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Liverpool price of £79,000 with a 25% deposit (£20k), a 2-year fixed mortgage at 3.97% costs around £312 per month.
Monthly cost comparison based on current data
Uses L5 avg. price with Liverpool rental data
Monthly mortgage payments (£312) are £576 less than renting (£888). However, buying requires an upfront deposit of £20k — it would take around 2 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
69, ST DOMINGO GROVE L5 6RP | Semi-detached | £102,000 | 23 Jan 2026 |
16, CROCUS STREET L5 7RU | Terraced | £56,000 | 9 Jan 2026 |
UNIT 416, CITY POINT, GREAT HOMER STREET L5 3LE | Flat/Maisonette | £20,000 | 23 Dec 2025 |
83, CONWAY STREET L5 3BA | Flat/Maisonette | £76,500 | 23 Dec 2025 |
UNIT 423, CITY POINT, GREAT HOMER STREET L5 3LE | Flat/Maisonette | £20,000 | 23 Dec 2025 |
137, DACY ROAD L5 6RZ | Terraced | £110,500 | 22 Dec 2025 |
APARTMENT 4, TOBACCO WHARF, 51, COMMERCIAL ROAD L5 9XS | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L5 sold for £79,000 in 2026, with a median of £79,000 across 2 transactions. Prices fell 41.1% compared to the previous year.
| £108,000 |
| 19 Dec 2025 |
124, DACY ROAD L5 6SB | Terraced | £131,000 | 19 Dec 2025 |
APARTMENT 94, CANDIA TOWER, JASON STREET L5 5EN | Flat/Maisonette | £39,706 | 18 Dec 2025 |
246, STANLEY ROAD, KIRKDALE L5 7QP | Terraced | £100,000 | 18 Dec 2025 |
51, HAREBELL STREET L5 7RL | Terraced | £105,000 | 12 Dec 2025 |
APARTMENT 82, TOBACCO WHARF, 51, COMMERCIAL ROAD L5 9XB | Flat/Maisonette | £110,000 | 5 Dec 2025 |
FLAT 604, 6, GREAT HOMER STREET L5 3AD | Flat/Maisonette | £98,000 | 4 Dec 2025 |
49A, MARK STREET L5 0RF | Flat/Maisonette | £54,000 | 4 Dec 2025 |
53, DACY ROAD L5 6RY | Terraced | £100,000 | 4 Dec 2025 |
7, WOODBINE STREET L5 7RR | Terraced | £87,000 | 3 Dec 2025 |
APARTMENT 55, TOBACCO WHARF, 51, COMMERCIAL ROAD L5 9XB | Flat/Maisonette | £90,000 | 24 Nov 2025 |
13, STOCKBRIDGE STREET L5 6PA | Terraced | £95,000 | 21 Nov 2025 |
7, TYNEMOUTH CLOSE L5 4TW | Semi-detached | £160,000 | 21 Nov 2025 |
133, DACY ROAD L5 6RZ | Terraced | £130,000 | 20 Nov 2025 |
The most recent recorded sale in L5 was a semi-detached property on St Domingo Grove for £102,000 in January 2026. Across the last 20 sales, the median price was £100,000.