Key indicators for buyers
The L4 market looks favourable for buyers. Prices have softened (-18.2%), which could present a buying opportunity. Affordability has improved from a peak of 5.2x in 2007 to 4.7x today. Rising rents (£888/mo, +6.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Liverpool area
A home in Liverpool costs 4.7x the local median salary — relatively affordable, improving from a peak of 5.2x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Liverpool area
Average monthly rent in Liverpool is £888, up 6.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Liverpool price of £109,695 with a 25% deposit (£27k), a 2-year fixed mortgage at 3.97% costs around £433 per month.
Monthly cost comparison based on current data
Uses L4 avg. price with Liverpool rental data
Monthly mortgage payments (£433) are £455 less than renting (£888). However, buying requires an upfront deposit of £27k — it would take around 3 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
34, WOOLHOPE ROAD L4 6TA | Terraced | £174,950 | 16 Jan 2026 |
36, CROSGROVE ROAD L4 8TE | Terraced | £184,000 | 16 Jan 2026 |
163, WALTON ROAD L4 4AH | Terraced | £94,000 | 12 Jan 2026 |
20, SKIPTON ROAD, ANFIELD L4 2UY | Terraced | £118,000 | 9 Jan 2026 |
39, THURSTON ROAD, ANFIELD L4 2SD | Terraced | £115,000 | 9 Jan 2026 |
2, DYSON STREET L4 5UX | Terraced | £89,000 | 7 Jan 2026 |
2, DYSON STREET L4 5UX | Terraced | £77,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L4 sold for £109,695 in 2026, with a median of £91,500 across 10 transactions. Prices fell 18.2% compared to the previous year.
| 7 Jan 2026 |
15, SAKER STREET L4 0RA | Terraced | £83,000 | 7 Jan 2026 |
82, OXTON STREET L4 4DQ | Terraced | £75,000 | 6 Jan 2026 |
30, SWANSTON AVENUE L4 5TA | Terraced | £87,000 | 5 Jan 2026 |
14, LOWELL STREET L4 4DL | Terraced | £68,000 | 22 Dec 2025 |
7, UPPERBROOK WAY L4 1AG | Detached | £265,000 | 22 Dec 2025 |
21, BEECHDENE ROAD L4 2SU | Terraced | £116,000 | 19 Dec 2025 |
30, ARMLEY ROAD L4 2UN | Terraced | £90,000 | 19 Dec 2025 |
27, ARUNDEL STREET, WALTON L4 3RS | Terraced | £70,000 | 19 Dec 2025 |
12, LYNHOLME ROAD L4 2XB | Terraced | £103,000 | 19 Dec 2025 |
103, HORNSEY ROAD L4 2TW | Terraced | £143,400 | 19 Dec 2025 |
36, BURNAND STREET, ANFIELD L4 0SH | Terraced | £88,700 | 19 Dec 2025 |
29, GOODISON ROAD L4 4EH | Other | £210,000 | 19 Dec 2025 |
60, ANDREW STREET L4 4DT | Terraced | £80,000 | 19 Dec 2025 |
The most recent recorded sale in L4 was a terraced property on Woolhope Road for £174,950 in January 2026. Across the last 20 sales, the median price was £94,000.