Key indicators for buyers
The L2 market looks favourable for buyers. Prices have softened (-67.5%), which could present a buying opportunity. Affordability has improved from a peak of 5.2x in 2007 to 4.7x today. Rising rents (£888/mo, +6.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Liverpool area
A home in Liverpool costs 4.7x the local median salary — relatively affordable, improving from a peak of 5.2x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Liverpool area
Average monthly rent in Liverpool is £888, up 6.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Liverpool price of £61,000 with a 25% deposit (£15k), a 2-year fixed mortgage at 3.97% costs around £241 per month.
Monthly cost comparison based on current data
Uses L2 avg. price with Liverpool rental data
Monthly mortgage payments (£241) are £647 less than renting (£888). However, buying requires an upfront deposit of £15k — it would take around 2 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
APARTMENT 10, 24, FENWICK STREET L2 7NE | Flat/Maisonette | £39,999 | 16 Jan 2026 |
APARTMENT 15, PRODUCE EXCHANGE BUILDING, 8, VICTORIA STREET L2 6QJ | Other | £82,000 | 6 Jan 2026 |
APARTMENT 42, 12, CHEAPSIDE L2 2DQ | Flat/Maisonette | £175,000 | 15 Dec 2025 |
APARTMENT 428, 2, MOORFIELDS L2 2BT | Flat/Maisonette | £30,000 | 4 Dec 2025 |
APARTMENT 430, 2, MOORFIELDS L2 2BT | Flat/Maisonette | £30,000 | 4 Dec 2025 |
APARTMENT 103, 2, MOORFIELDS L2 2BS | Flat/Maisonette | £27,000 | 20 Nov 2025 |
APARTMENT 404, PRINCES BUILDING, 81, DALE STREET |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L2 sold for £61,000 in 2026, with a median of £60,999.5 across 2 transactions. Prices fell 67.5% compared to the previous year.
| Flat/Maisonette |
| £110,000 |
| 16 Oct 2025 |
APARTMENT 9, 26, EXCHANGE STREET EAST L2 3PH | Flat/Maisonette | £124,000 | 2 Oct 2025 |
APARTMENT 48, 6, RUMFORD STREET L2 8RA | Flat/Maisonette | £65,000 | 1 Oct 2025 |
APARTMENT 53, 12, CHEAPSIDE L2 2DQ | Flat/Maisonette | £137,500 | 17 Sept 2025 |
FLAT 6, HARRINGTON CHAMBERS, 26, NORTH JOHN STREET L2 9RU | Flat/Maisonette | £70,000 | 12 Sept 2025 |
FLAT 20, HARRINGTON CHAMBERS, 26, NORTH JOHN STREET L2 9RU | Flat/Maisonette | £150,000 | 5 Sept 2025 |
APARTMENT 903, SILKHOUSE COURT, 7, TITHEBARN STREET L2 2AA | Flat/Maisonette | £110,500 | 3 Sept 2025 |
APARTMENT 510, RELIANCE HOUSE, 20, WATER STREET L2 8AB | Flat/Maisonette | £122,500 | 21 Aug 2025 |
APARTMENT 33, 17, NORTH JOHN STREET L2 5AA | Flat/Maisonette | £85,000 | 8 Aug 2025 |
APARTMENT 30, 12, CHEAPSIDE L2 2DQ | Flat/Maisonette | £175,000 | 1 Aug 2025 |
APARTMENT 3, MASON BUILDING, 28, EXCHANGE STREET EAST L2 3PH | Flat/Maisonette | £155,000 | 4 Jul 2025 |
APARTMENT 201, RELIANCE HOUSE, 20, WATER STREET L2 8AA | Flat/Maisonette | £160,000 | 20 Jun 2025 |
APARTMENT 2, MASON HOUSE, 48, CASTLE STREET L2 7LQ | Flat/Maisonette | £110,000 | 12 Jun 2025 |
FLAT 2, 135 - 137, DALE STREET L2 2JH | Flat/Maisonette | £50,000 | 6 Jun 2025 |
The most recent recorded sale in L2 was a flat/maisonette property on Fenwick Street for £39,999 in January 2026. Across the last 20 sales, the median price was £110,000.