Key indicators for buyers
The L13 market is moderately favourable for buyers. Prices are rising at 10.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 5.2x in 2007 to 4.7x today. Rising rents (£888/mo, +6.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Liverpool area
A home in Liverpool costs 4.7x the local median salary — relatively affordable, improving from a peak of 5.2x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Liverpool area
Average monthly rent in Liverpool is £888, up 6.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Liverpool price of £175,386 with a 25% deposit (£44k), a 2-year fixed mortgage at 3.97% costs around £692 per month.
Monthly cost comparison based on current data
Uses L13 avg. price with Liverpool rental data
Monthly mortgage payments (£692) are £196 less than renting (£888). However, buying requires an upfront deposit of £44k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
33, QUEENS DRIVE, WEST DERBY L13 0AA | Terraced | £212,500 | 23 Jan 2026 |
3, DUNDALE ROAD L13 5TP | Terraced | £175,000 | 23 Jan 2026 |
7, HIGHFIELD SQUARE L13 3BL | Semi-detached | £261,250 | 21 Jan 2026 |
16, ULSTER ROAD L13 5SS | Terraced | £110,000 | 20 Jan 2026 |
11, GOUGH ROAD L13 9AU | Semi-detached | £175,000 | 19 Jan 2026 |
75, OAKHILL ROAD, OLD SWAN L13 5UF | Terraced | £169,000 | 19 Jan 2026 |
59, SUTTON STREET L13 7EG | Terraced | £97,500 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L13 sold for £175,386 in 2026, with a median of £169,000 across 11 transactions. Prices rose 10.5% compared to the previous year.
| 16 Jan 2026 |
50, FITZGERALD ROAD L13 5XL | Terraced | £127,000 | 13 Jan 2026 |
71, SUNBEAM ROAD L13 5XS | Terraced | £120,000 | 12 Jan 2026 |
138, MOSCOW DRIVE L13 7DL | Terraced | £330,000 | 8 Jan 2026 |
55, BROAD GREEN ROAD L13 5SD | Terraced | £152,000 | 5 Jan 2026 |
95, SILVERDALE AVENUE L13 7EZ | Terraced | £102,000 | 19 Dec 2025 |
40, DERBY LANE L13 3DL | Terraced | £180,000 | 19 Dec 2025 |
3, BELL STREET L13 2DP | Terraced | £93,000 | 19 Dec 2025 |
719, QUEENS DRIVE, STONEYCROFT L13 4BS | Semi-detached | £240,000 | 18 Dec 2025 |
63, LEINSTER ROAD L13 5SU | Terraced | £169,950 | 18 Dec 2025 |
39, ULSTER ROAD L13 5SS | Terraced | £100,000 | 18 Dec 2025 |
62, DAY STREET L13 2DS | Terraced | £108,000 | 18 Dec 2025 |
36, INIGO ROAD L13 6SH | Terraced | £90,000 | 17 Dec 2025 |
30, BELFAST ROAD L13 5SR | Terraced | £136,000 | 15 Dec 2025 |
The most recent recorded sale in L13 was a terraced property on Queens Drive for £212,500 in January 2026. Across the last 20 sales, the median price was £152,000.