Key indicators for buyers
The L12 market looks favourable for buyers. Prices have softened (-18.7%), which could present a buying opportunity. Affordability has improved from a peak of 5.2x in 2007 to 4.7x today. Rising rents (£888/mo, +6.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Liverpool area
A home in Liverpool costs 4.7x the local median salary — relatively affordable, improving from a peak of 5.2x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Liverpool area
Average monthly rent in Liverpool is £888, up 6.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Liverpool price of £179,167 with a 25% deposit (£45k), a 2-year fixed mortgage at 3.97% costs around £707 per month.
Monthly cost comparison based on current data
Uses L12 avg. price with Liverpool rental data
Monthly mortgage payments (£707) are £181 less than renting (£888). However, buying requires an upfront deposit of £45k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
5B, MARSHGATE ROAD L12 0RR | Terraced | £165,000 | 20 Jan 2026 |
20, TRENT CLOSE L12 0AY | Detached | £175,000 | 16 Jan 2026 |
3, BRADBOURNE CLOSE L12 0JL | Semi-detached | £175,000 | 16 Jan 2026 |
20, TRENT CLOSE L12 0AY | Detached | £175,000 | 16 Jan 2026 |
21, LEYFIELD ROAD L12 9EY | Semi-detached | £165,000 | 9 Jan 2026 |
91, TOWN ROW L12 8RJ | Semi-detached | £220,000 | 9 Jan 2026 |
127, EATON ROAD, WEST DERBY L12 1LU | Terraced | £147,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L12 sold for £179,167 in 2026, with a median of £175,000 across 6 transactions. Prices fell 18.7% compared to the previous year.
| 19 Dec 2025 |
21, DEYSBROOK WAY L12 4XE | Terraced | £190,500 | 19 Dec 2025 |
FLAT 2, VILLAGE PLAZA, 16, TOWN ROW L12 5HQ | Flat/Maisonette | £110,000 | 19 Dec 2025 |
31, KEYBANK ROAD L12 5JH | Semi-detached | £155,000 | 18 Dec 2025 |
425, EATON ROAD, WEST DERBY L12 3HE | Detached | £385,000 | 18 Dec 2025 |
4, MUIRFIELD CLOSE L12 9LY | Semi-detached | £245,100 | 18 Dec 2025 |
31, KEYBANK ROAD L12 5JH | Semi-detached | £155,000 | 18 Dec 2025 |
66, WOODVALE ROAD, WEST DERBY L12 0PE | Semi-detached | £157,500 | 18 Dec 2025 |
10, TRENT CLOSE L12 0AY | Detached | £265,000 | 17 Dec 2025 |
72A, ALLERFORD ROAD L12 4XT | Semi-detached | £180,000 | 15 Dec 2025 |
21, LINDISFARNE DRIVE L12 0BL | Semi-detached | £210,000 | 15 Dec 2025 |
40, GRENADIER DRIVE L12 4ZN | Detached | £290,000 | 12 Dec 2025 |
38, GRENADIER DRIVE L12 4ZN | Detached | £290,000 | 12 Dec 2025 |
3, IONA CLOSE L12 0BJ | Semi-detached | £205,000 | 10 Dec 2025 |
The most recent recorded sale in L12 was a terraced property on Marshgate Road for £165,000 in January 2026. Across the last 20 sales, the median price was £180,000.