Key indicators for buyers
The L1 market looks favourable for buyers. Prices have softened (-59.9%), which could present a buying opportunity. Affordability has improved from a peak of 5.2x in 2007 to 4.7x today. Rising rents (£888/mo, +6.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Liverpool area
A home in Liverpool costs 4.7x the local median salary — relatively affordable, improving from a peak of 5.2x in 2007.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Liverpool area
Average monthly rent in Liverpool is £888, up 6.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Liverpool price of £145,500 with a 25% deposit (£36k), a 2-year fixed mortgage at 3.97% costs around £574 per month.
Monthly cost comparison based on current data
Uses L1 avg. price with Liverpool rental data
Monthly mortgage payments (£574) are £314 less than renting (£888). However, buying requires an upfront deposit of £36k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
APARTMENT 1101, 37, STRAND STREET L1 8ND | Flat/Maisonette | £220,000 | 16 Jan 2026 |
APARTMENT 4, 70A, BOLD STREET L1 4HR | Flat/Maisonette | £107,500 | 16 Jan 2026 |
APARTMENT 1, 5, HARDMAN STREET L1 9AS | Flat/Maisonette | £97,500 | 16 Jan 2026 |
FLAT 7, MANOLIS YARD, 8, COLQUITT STREET L1 4DE | Flat/Maisonette | £150,000 | 16 Jan 2026 |
APARTMENT 14, STATEN COURT, 84, TRADEWIND SQUARE L1 5BG | Flat/Maisonette | £115,000 | 9 Jan 2026 |
APARTMENT 72, ELYSIAN FIELDS, 21, COLQUITT STREET L1 4DR | Flat/Maisonette | £195,000 | 8 Jan 2026 |
FLAT 3, 1, HENRY STREET |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L1 sold for £145,500 in 2026, with a median of £133,500 across 7 transactions. Prices fell 59.9% compared to the previous year.
| Flat/Maisonette |
| £133,500 |
| 7 Jan 2026 |
APARTMENT 8, 5, YORK STREET L1 5BN | Flat/Maisonette | £55,000 | 19 Dec 2025 |
14, BRICK STREET L1 0BN | Other | £384,000 | 19 Dec 2025 |
APARTMENT 5, 31, CORNHILL L1 8DL | Flat/Maisonette | £92,950 | 18 Dec 2025 |
APARTMENT 59, 7, BRIDGEWATER STREET L1 0AT | Flat/Maisonette | £37,000 | 17 Dec 2025 |
APARTMENT 20, 48A, NELSON STREET L1 5DN | Flat/Maisonette | £145,000 | 15 Dec 2025 |
APARTMENT 74, ELYSIAN FIELDS, 21, COLQUITT STREET L1 4DR | Flat/Maisonette | £192,000 | 15 Dec 2025 |
APARTMENT 503, 93, RENSHAW STREET L1 2SP | Flat/Maisonette | £100,500 | 15 Dec 2025 |
ROOM 314, TINLINGS, 9, CROSSHALL STREET L1 6DQ | Flat/Maisonette | £37,000 | 15 Dec 2025 |
APARTMENT 7, 9, OLDHAM STREET L1 2SU | Flat/Maisonette | £40,000 | 9 Dec 2025 |
APARTMENT 9, 28, ARGYLE STREET L1 5DL | Flat/Maisonette | £132,000 | 5 Dec 2025 |
APARTMENT 19, WESTMINSTER CHAMBERS, 1, CROSSHALL STREET L1 6DQ | Flat/Maisonette | £116,000 | 4 Dec 2025 |
APARTMENT 30, 20, NORFOLK STREET L1 0BE | Flat/Maisonette | £55,000 | 3 Dec 2025 |
APARTMENT 38, 96, PARADISE STREET L1 3HJ | Flat/Maisonette | £225,000 | 28 Nov 2025 |
The most recent recorded sale in L1 was a flat/maisonette property on Strand Street for £220,000 in January 2026. Across the last 20 sales, the median price was £116,000.