Key indicators for buyers
The SE4 market presents a mixed picture for buyers. Prices are rising at 41.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 13.9x in 2021 to 11.1x today. Rising rents (£1,806/mo, +2.8%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Lewisham area
A home in Lewisham costs 11.1x the local median salary — very stretched, improving from a peak of 13.9x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Lewisham area
Average monthly rent in Lewisham is £1,806, up 2.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Lewisham price of £876,000 with a 25% deposit (£219k), a 2-year fixed mortgage at 3.97% costs around £3,457 per month.
Monthly cost comparison based on current data
Uses SE4 avg. price with Lewisham rental data
Monthly mortgage payments (£3,457) are £1,651 more than renting (£1,806). However, buying requires an upfront deposit of £219k — it would take around 43 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 6, 76, UPPER BROCKLEY ROAD SE4 1ST | Flat/Maisonette | £460,000 | 21 Jan 2026 |
3, HOWSON ROAD SE4 2AL | Terraced | £885,000 | 14 Jan 2026 |
11A, TYRWHITT ROAD SE4 1QD | Terraced | £822,500 | 7 Jan 2026 |
1, KNELLER ROAD SE4 2AR | Terraced | £817,500 | 6 Jan 2026 |
35, DUNDALK ROAD SE4 2JJ | Other | £1,395,000 | 5 Jan 2026 |
FLAT 7, 76, UPPER BROCKLEY ROAD SE4 1ST | Flat/Maisonette | £375,000 | 22 Dec 2025 |
107, ST ASAPH ROAD SE4 2DZ | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SE4 sold for £876,000 in 2026, with a median of £822,500 across 5 transactions. Prices rose 41.3% compared to the previous year.
| £688,500 |
| 18 Dec 2025 |
68, ST ASAPH ROAD SE4 2EL | Flat/Maisonette | £560,000 | 18 Dec 2025 |
15B, TRESSILLIAN ROAD SE4 1YG | Flat/Maisonette | £445,000 | 18 Dec 2025 |
FLAT 5, LILAC HOUSE, BREAKSPEARS ROAD SE4 1TU | Flat/Maisonette | £450,000 | 18 Dec 2025 |
32, MANWOOD ROAD SE4 1AD | Terraced | £852,500 | 16 Dec 2025 |
18, EDDYSTONE ROAD SE4 2DE | Terraced | £740,000 | 12 Dec 2025 |
24, MARNOCK ROAD SE4 1EU | Terraced | £814,750 | 12 Dec 2025 |
49L, MERRITT ROAD SE4 1DT | Terraced | £530,000 | 12 Dec 2025 |
FLAT 18, FORMAN HOUSE, FRENDSBURY ROAD SE4 2LB | Flat/Maisonette | £280,000 | 9 Dec 2025 |
115B, HOWSON ROAD SE4 2BB | Flat/Maisonette | £487,500 | 9 Dec 2025 |
57A, TRESSILLIAN ROAD SE4 1YA | Flat/Maisonette | £684,000 | 5 Dec 2025 |
198A, TRESSILLIAN ROAD SE4 1XY | Flat/Maisonette | £609,000 | 5 Dec 2025 |
FLAT 1, 5, BEECROFT ROAD, BROCKLEY SE4 2BS | Flat/Maisonette | £495,000 | 5 Dec 2025 |
3, LANGTRY COURT, COULGATE STREET SE4 2FA | Flat/Maisonette | £500,000 | 5 Dec 2025 |
The most recent recorded sale in SE4 was a flat/maisonette property on Upper Brockley Road for £460,000 in January 2026. Across the last 20 sales, the median price was £609,000.