Average sale prices · HM Land Registry / UK HPI
The average property in Lancaster sells for £198,512, up 2.6% over the past year. Prices have grown from around £45k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Lancaster costs 5.8x the local median salary — moderate, improving from a peak of 6.4x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Lancaster is £799, up 6.3% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Lancaster price of £198,512 with a 25% deposit (£50k), a 2-year fixed mortgage at 3.97% costs around £783 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£783) are £16 less than renting (£799). However, buying requires an upfront deposit of £50k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
158, HAMPSFELL DRIVE LA4 4TP | Terraced | £157,500 | 27 Jan 2026 |
11, HAWESWATER PLACE LA4 5TZ | Terraced | £185,000 | 23 Jan 2026 |
3, FOUNDRY CLOSE, HALTON LA2 6FE | Detached | £525,000 | 23 Jan 2026 |
18, CATHEDRAL DRIVE, HEATON WITH OXCLIFFE LA3 3RE | Detached | £340,000 | 23 Jan 2026 |
4, SIZERGH ROAD LA4 6TL | Semi-detached | £224,000 | 23 Jan 2026 |
47, NOEL ROAD LA1 2LZ | Semi-detached | £202,000 | 19 Jan 2026 |
3, LONGTONS COTTAGES, OVER KELLET LA6 1DB | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £190,000 |
| 16 Jan 2026 |
18, ULSTER ROAD LA1 4AH | Terraced | £190,000 | 15 Jan 2026 |
8, AVONDALE ROAD LA1 4BY | Terraced | £178,000 | 15 Jan 2026 |
44, WESTBOURNE ROAD LA1 5DX | Semi-detached | £400,000 | 15 Jan 2026 |
39, TOLL BAR CRESCENT LA1 4NR | Semi-detached | £336,000 | 14 Jan 2026 |
4, CHATSWORTH ROAD LA4 4JG | Semi-detached | £145,000 | 13 Jan 2026 |
11, ROSEBERY AVENUE LA1 4DJ | Terraced | £215,000 | 12 Jan 2026 |
8, SCOTT AVENUE LA4 4LL | Semi-detached | £165,000 | 12 Jan 2026 |
11, OSBORNE ROAD LA4 4LS | Terraced | £178,000 | 12 Jan 2026 |
34, GREENFINCH WAY, HEYSHAM LA3 2GR | Detached | £235,000 | 9 Jan 2026 |
18, SEYMOUR AVENUE, HEYSHAM LA3 2JR | Semi-detached | £360,000 | 9 Jan 2026 |
48, HAREWOOD AVENUE, HEYSHAM LA3 1JQ | Semi-detached | £170,000 | 9 Jan 2026 |
FLAT 43, EQUITABLE HOUSE, SULYARD STREET LA1 1PX | Flat/Maisonette | £139,995 | 9 Jan 2026 |
27, GREENSHANK CLOSE, HEYSHAM LA3 2DP | Terraced | £195,000 | 9 Jan 2026 |
The most recent recorded sale in Lancaster was a terraced property on Hampsfell Drive for £157,500 in January 2026. Across the last 20 sales, the median price was £195,000.