Key indicators for buyers
The SW4 market is moderately favourable for buyers. Prices have softened (-32.5%), which could present a buying opportunity. Affordability has improved from a peak of 15.7x in 2021 to 11.1x today. Rising rents (£2,522/mo, +7.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Lambeth area
A home in Lambeth costs 11.1x the local median salary — very stretched, improving from a peak of 15.7x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Lambeth area
Average monthly rent in Lambeth is £2,522, up 7.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Lambeth price of £570,555 with a 25% deposit (£143k), a 2-year fixed mortgage at 3.97% costs around £2,252 per month.
Monthly cost comparison based on current data
Uses SW4 avg. price with Lambeth rental data
Monthly mortgage payments (£2,252) are £270 less than renting (£2,522). However, buying requires an upfront deposit of £143k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
APARTMENT 27, 11, CLEEVEDALE PLACE SW4 9FJ | Flat/Maisonette | £450,000 | 21 Jan 2026 |
63, HASELRIGGE ROAD SW4 7EN | Flat/Maisonette | £374,442 | 16 Jan 2026 |
FLAT 2, 4A, KINGS AVENUE SW4 8BX | Flat/Maisonette | £550,000 | 14 Jan 2026 |
FLAT 3, 227, VICTORIA RISE SW4 0PF | Flat/Maisonette | £570,000 | 9 Jan 2026 |
HAVENVILLE, POYNDERS ROAD SW4 8PS | Semi-detached | £1,130,000 | 7 Jan 2026 |
FLAT 2, 199, VICTORIA RISE SW4 0PF | Flat/Maisonette | £480,000 | 6 Jan 2026 |
FLAT 9, 10, CLARENCE WALK SW4 6QR |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SW4 sold for £570,555 in 2026, with a median of £505,000 across 8 transactions. Prices fell 32.5% compared to the previous year.
| Flat/Maisonette |
| £525,000 |
| 6 Jan 2026 |
23, PATIO CLOSE SW4 8JE | Flat/Maisonette | £485,000 | 5 Jan 2026 |
FLAT 1, 16B, ORLANDO ROAD SW4 0LF | Flat/Maisonette | £704,000 | 22 Dec 2025 |
FLAT 45, VAUGHAN HOUSE, POYNDERS GARDENS SW4 8PB | Flat/Maisonette | £350,000 | 19 Dec 2025 |
FLAT 2, DENMARK LODGE, CRESCENT GROVE SW4 7AG | Flat/Maisonette | £265,000 | 19 Dec 2025 |
4, PEARSON MEWS SW4 6EL | Other | £675,000 | 19 Dec 2025 |
33A, EDGELEY ROAD SW4 6ES | Flat/Maisonette | £725,000 | 19 Dec 2025 |
111, FERNDALE ROAD SW4 7RL | Terraced | £1,150,000 | 19 Dec 2025 |
21, CEDARS ROAD SW4 0PN | Flat/Maisonette | £465,000 | 19 Dec 2025 |
FLAT 6, 125, KINGS AVENUE SW4 8EP | Flat/Maisonette | £400,000 | 18 Dec 2025 |
FLAT 3, 40, GAUDEN ROAD SW4 6LT | Flat/Maisonette | £425,000 | 17 Dec 2025 |
81, ABBEVILLE ROAD SW4 9JL | Terraced | £1,875,000 | 16 Dec 2025 |
FLAT 3, 108, CLAPHAM COMMON NORTH SIDE, CLAPHAM SW4 9SH | Flat/Maisonette | £585,000 | 16 Dec 2025 |
25, POYNDERS COURT, POYNDERS ROAD SW4 8NL | Flat/Maisonette | £395,000 | 15 Dec 2025 |
The most recent recorded sale in SW4 was a flat/maisonette property on Cleevedale Place for £450,000 in January 2026. Across the last 20 sales, the median price was £525,000.