Key indicators for buyers
The SE21 market presents a mixed picture for buyers. Prices are rising at 7.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 15.7x in 2021 to 11.1x today. Rising rents (£2,522/mo, +7.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Lambeth area
A home in Lambeth costs 11.1x the local median salary — very stretched, improving from a peak of 15.7x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Lambeth area
Average monthly rent in Lambeth is £2,522, up 7.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Lambeth price of £926,795 with a 25% deposit (£232k), a 2-year fixed mortgage at 3.97% costs around £3,657 per month.
Monthly cost comparison based on current data
Uses SE21 avg. price with Lambeth rental data
Monthly mortgage payments (£3,657) are £1,135 more than renting (£2,522). However, buying requires an upfront deposit of £232k — it would take around 18 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
68H, THURLOW PARK ROAD SE21 8HZ | Flat/Maisonette | £315,000 | 23 Jan 2026 |
74, THURLOW PARK ROAD SE21 8HY | Terraced | £1,000,000 | 19 Jan 2026 |
26, DESENFANS ROAD SE21 7DN | Semi-detached | £1,465,386 | 9 Jan 2026 |
35, AYSGARTH ROAD SE21 7JR | Terraced | £1,020,000 | 19 Dec 2025 |
243, CROXTED ROAD SE21 8NL | Flat/Maisonette | £675,000 | 18 Dec 2025 |
28, CARSON ROAD SE21 8HU | Semi-detached | £2,675,000 | 15 Dec 2025 |
171, ROSENDALE ROAD, WEST DULWICH SE21 8LW | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SE21 sold for £926,795 in 2026, with a median of £1,000,000 across 3 transactions. Prices rose 7.5% compared to the previous year.
| £1,400,000 |
| 11 Dec 2025 |
4, BURROW WALK SE21 8LY | Terraced | £625,000 | 10 Dec 2025 |
197, CROXTED ROAD SE21 8NL | Flat/Maisonette | £700,000 | 5 Dec 2025 |
153, COURT LANE SE21 7EE | Terraced | £1,650,000 | 5 Dec 2025 |
43, GILKES CRESCENT SE21 7BP | Semi-detached | £1,080,000 | 5 Dec 2025 |
72, CROXTED ROAD SE21 8NP | Semi-detached | £2,298,500 | 2 Dec 2025 |
25B, MARTELL ROAD, WEST DULWICH SE21 8ED | Flat/Maisonette | £425,000 | 28 Nov 2025 |
45, BIRKBECK HILL SE21 8JS | Terraced | £792,500 | 21 Nov 2025 |
FLAT 13, MELLOR HOUSE, KINGSWOOD ESTATE SE21 8PU | Flat/Maisonette | £330,000 | 19 Nov 2025 |
27, MARTELL ROAD, WEST DULWICH SE21 8ED | Flat/Maisonette | £310,000 | 18 Nov 2025 |
193A, SOUTH CROXTED ROAD SE21 8AY | Semi-detached | £599,950 | 14 Nov 2025 |
84, CROXTED ROAD SE21 8NP | Semi-detached | £2,350,000 | 14 Nov 2025 |
74, THURLOW HILL SE21 8JN | Semi-detached | £580,000 | 12 Nov 2025 |
FIRST FLOOR FLAT, 52, MARTELL ROAD, WEST DULWICH SE21 8EE | Flat/Maisonette | £430,000 | 10 Nov 2025 |
The most recent recorded sale in SE21 was a flat/maisonette property on Thurlow Park Road for £315,000 in January 2026. Across the last 20 sales, the median price was £792,500.