Key indicators for buyers
The L32 market looks favourable for buyers. Prices have softened (-38.7%), which could present a buying opportunity. Affordability has improved from a peak of 5.9x in 2021 to 5.0x today. Rising rents (£800/mo, +3.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Knowsley area
A home in Knowsley costs 5.0x the local median salary — relatively affordable, improving from a peak of 5.9x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Knowsley area
Average monthly rent in Knowsley is £800, up 3.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Knowsley price of £125,750 with a 25% deposit (£31k), a 2-year fixed mortgage at 3.97% costs around £496 per month.
Monthly cost comparison based on current data
Uses L32 avg. price with Knowsley rental data
Monthly mortgage payments (£496) are £304 less than renting (£800). However, buying requires an upfront deposit of £31k — it would take around 4 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
11, ACTON ROAD, KIRKBY L32 0TT | Semi-detached | £130,000 | 16 Jan 2026 |
37, RAVENHEAD AVENUE, KIRKBY L32 3XY | Terraced | £121,500 | 9 Jan 2026 |
36, SAPLING CRESCENT L32 3AA | Detached | £240,500 | 18 Dec 2025 |
6, HADLEIGH ROAD L32 8TB | Terraced | £108,000 | 18 Dec 2025 |
4, ALBOURNE ROAD L32 6RH | Terraced | £115,000 | 18 Dec 2025 |
44, DENVER ROAD L32 4TQ | Semi-detached | £123,000 | 17 Dec 2025 |
47, MERCER AVENUE L32 4UU | Semi-detached | £160,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in L32 sold for £125,750 in 2026, with a median of £125,750 across 2 transactions. Prices fell 38.7% compared to the previous year.
| 12 Dec 2025 |
16A, ELSTEAD ROAD, KIRKBY L32 4TF | Semi-detached | £70,000 | 12 Dec 2025 |
26, ACTON ROAD, KIRKBY L32 0TT | Terraced | £130,000 | 9 Dec 2025 |
60, MERCER AVENUE L32 4TZ | Semi-detached | £145,000 | 5 Dec 2025 |
42, LEESIDE AVENUE, KIRKBY L32 9QX | Detached | £121,000 | 5 Dec 2025 |
7, AMPLEFORTH CLOSE L32 4UR | Semi-detached | £135,500 | 28 Nov 2025 |
1, MEDBOURNE COURT L32 6SN | Flat/Maisonette | £62,500 | 28 Nov 2025 |
31, ELLIOTT DRIVE, KIRKBY L32 9SS | Detached | £375,000 | 28 Nov 2025 |
4, THURSBY DRIVE, KIRKBY L32 8UQ | Terraced | £123,000 | 27 Nov 2025 |
19, BLUEBELL CLOSE, KIRKBY L32 1BG | Detached | £287,000 | 26 Nov 2025 |
33, SHAKESPEARE AVENUE L32 9SH | Detached | £287,000 | 19 Nov 2025 |
20, MALVERN CLOSE, KIRKBY L32 2BS | Semi-detached | £260,000 | 19 Nov 2025 |
5, SAPLING CRESCENT L32 3AA | Detached | £231,000 | 17 Nov 2025 |
19, WILLOW AVENUE, KIRKBY L32 0RX | Terraced | £163,000 | 14 Nov 2025 |
The most recent recorded sale in L32 was a semi-detached property on Acton Road for £130,000 in January 2026. Across the last 20 sales, the median price was £135,500.