Key indicators for buyers
The SK23 market is moderately favourable for buyers. Prices have softened (-9.6%), which could present a buying opportunity. Affordability has improved from a peak of 8.7x in 2023 to 7.9x today. Rising rents (£898/mo, +2.3%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider High Peak area
A home in High Peak costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2023.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider High Peak area
Average monthly rent in High Peak is £898, up 2.3% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average High Peak price of £296,294 with a 25% deposit (£74k), a 2-year fixed mortgage at 3.97% costs around £1,169 per month.
Monthly cost comparison based on current data
Uses SK23 avg. price with High Peak rental data
Monthly mortgage payments (£1,169) are £271 more than renting (£898). However, buying requires an upfront deposit of £74k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
3, DIGLEE ROAD, FURNESS VALE SK23 7PW | Detached | £492,500 | 26 Jan 2026 |
16, THE SIDINGS, CHINLEY SK23 6DE | Flat/Maisonette | £190,000 | 26 Jan 2026 |
5, ELEY WAY, CHAPEL-EN-LE-FRITH SK23 0UH | Semi-detached | £285,000 | 16 Jan 2026 |
2, MERESIDE GARDENS, WHALEY BRIDGE SK23 7SB | Detached | £427,500 | 9 Jan 2026 |
46, THE BUNGALOW, ECCLES FOLD, CHAPEL EN LE FRITH SK23 9TJ | Terraced | £130,060 | 9 Jan 2026 |
44, ELNOR LANE, WHALEY BRIDGE SK23 7EU | Semi-detached | £420,000 | 7 Jan 2026 |
APARTMENT 4, THE OLD CHAPEL, STATION ROAD, FURNESS VALE |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in SK23 sold for £296,294 in 2026, with a median of £285,000 across 7 transactions. Prices fell 9.6% compared to the previous year.
| Flat/Maisonette |
| £129,000 |
| 5 Jan 2026 |
29, MARKET STREET, WHALEY BRIDGE SK23 7AA | Other | £195,000 | 22 Dec 2025 |
27, MARKET STREET, WHALEY BRIDGE SK23 7AA | Other | £195,000 | 22 Dec 2025 |
29, MARKET STREET, WHALEY BRIDGE SK23 7AA | Other | £195,000 | 22 Dec 2025 |
150, MARKET STREET, CHAPEL EN LE FRITH SK23 0NT | Terraced | £212,000 | 19 Dec 2025 |
111, MANCHESTER ROAD, CHAPEL EN LE FRITH SK23 9TN | Detached | £675,000 | 19 Dec 2025 |
27, MANCHESTER ROAD, CHAPEL EN LE FRITH SK23 9SR | Semi-detached | £240,000 | 19 Dec 2025 |
16, GEORGE STREET, WHALEY BRIDGE SK23 7NA | Terraced | £165,000 | 19 Dec 2025 |
22, COTTON CLOSE, WHALEY BRIDGE SK23 7GG | Detached | £560,000 | 18 Dec 2025 |
111, SOVEREIGN WAY, CHAPEL-EN-LE-FRITH SK23 0RE | Detached | £350,000 | 18 Dec 2025 |
25, WOOD CUTTERS WAY, CHAPEL-EN-LE-FRITH SK23 9TQ | Detached | £365,000 | 17 Dec 2025 |
15, OLD ROAD, WHALEY BRIDGE SK23 7HR | Terraced | £260,000 | 16 Dec 2025 |
17, BUXTON ROAD, CHAPEL EN LE FRITH SK23 0PJ | Semi-detached | £225,000 | 15 Dec 2025 |
15, YEARDSLEY LANE, FURNESS VALE SK23 7PN | Terraced | £213,000 | 12 Dec 2025 |
The most recent recorded sale in SK23 was a detached property on Diglee Road for £492,500 in January 2026. Across the last 20 sales, the median price was £240,000.