Key indicators for buyers
The RM13 market presents a mixed picture for buyers. Prices are rising at 8.4%, which may favour acting sooner rather than later. Affordability has improved from a peak of 12.9x in 2022 to 11.0x today. Rising rents (£1,564/mo, +6.6%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Havering area
A home in Havering costs 11.0x the local median salary — very stretched, improving from a peak of 12.9x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Havering area
Average monthly rent in Havering is £1,564, up 6.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Havering price of £447,800 with a 25% deposit (£112k), a 2-year fixed mortgage at 3.97% costs around £1,767 per month.
Monthly cost comparison based on current data
Uses RM13 avg. price with Havering rental data
Monthly mortgage payments (£1,767) are £203 more than renting (£1,564). However, buying requires an upfront deposit of £112k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 24, COBURN HOUSE, 1, FAIRMONT ROAD RM13 8RZ | Flat/Maisonette | £345,000 | 26 Jan 2026 |
305, UPMINSTER ROAD NORTH RM13 9JL | Semi-detached | £560,000 | 23 Jan 2026 |
24, GLEBE ROAD RM13 9LH | Terraced | £483,000 | 21 Jan 2026 |
11, BRETONS COTTAGES, RAINHAM ROAD RM13 7LL | Semi-detached | £555,000 | 19 Jan 2026 |
38, SOWREY AVENUE RM13 7NA | Semi-detached | £400,000 | 16 Jan 2026 |
185, UPMINSTER ROAD SOUTH RM13 9AX | Terraced | £408,000 | 15 Jan 2026 |
76, PARSONAGE ROAD RM13 9LF |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in RM13 sold for £447,800 in 2026, with a median of £419,000 across 15 transactions. Prices rose 8.4% compared to the previous year.
| Terraced |
| £419,000 |
| 15 Jan 2026 |
30, FINDON GARDENS RM13 9UA | Semi-detached | £890,000 | 14 Jan 2026 |
7, HAWTHORN AVENUE RM13 9AT | Terraced | £470,000 | 14 Jan 2026 |
33, COWPER ROAD RM13 9TT | Terraced | £350,000 | 13 Jan 2026 |
46, JERSEY ROAD RM13 7DT | Terraced | £480,000 | 12 Jan 2026 |
68, GROVE PARK ROAD RM13 7DA | Terraced | £469,000 | 9 Jan 2026 |
23, BOULTER GARDENS RM13 7QD | Flat/Maisonette | £312,000 | 8 Jan 2026 |
5, NEPTUNE CLOSE RM13 8SY | Detached | £400,000 | 6 Jan 2026 |
199, SOUTH END ROAD RM13 7XX | Terraced | £176,006 | 6 Jan 2026 |
18, BRISCOE ROAD RM13 9QF | Flat/Maisonette | £290,000 | 19 Dec 2025 |
8, CROMWELL ROAD RM13 8PF | Terraced | £420,000 | 19 Dec 2025 |
1, SOUTH END ROAD RM13 7XP | Semi-detached | £572,500 | 19 Dec 2025 |
45, FORD CLOSE RM13 7AU | Terraced | £535,000 | 17 Dec 2025 |
18, CASTLE AVENUE RM13 7TD | Terraced | £395,000 | 16 Dec 2025 |
The most recent recorded sale in RM13 was a flat/maisonette property on Fairmont Road for £345,000 in January 2026. Across the last 20 sales, the median price was £420,000.