Key indicators for buyers
The HA3 market is moderately favourable for buyers. Affordability has improved from a peak of 16.0x in 2017 to 14.0x today. Rising rents (£1,752/mo, +3.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Harrow area
A home in Harrow costs 14.0x the local median salary — very stretched, improving from a peak of 16.0x in 2017.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Harrow area
Average monthly rent in Harrow is £1,752, up 3.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Harrow price of £535,000 with a 25% deposit (£134k), a 2-year fixed mortgage at 3.97% costs around £2,111 per month.
Monthly cost comparison based on current data
Uses HA3 avg. price with Harrow rental data
Monthly mortgage payments (£2,111) are £359 more than renting (£1,752). However, buying requires an upfront deposit of £134k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
175, ST PAULS AVENUE HA3 9PT | Terraced | £600,000 | 21 Jan 2026 |
107, ELGIN AVENUE HA3 8QN | Semi-detached | £600,000 | 20 Jan 2026 |
36, HAMPDEN ROAD HA3 5PR | Semi-detached | £500,000 | 12 Jan 2026 |
111, CARMELITE ROAD HA3 5LU | Terraced | £515,000 | 6 Jan 2026 |
88, KENMORE ROAD HA3 9EZ | Terraced | £475,000 | 6 Jan 2026 |
61, BORROWDALE AVENUE HA3 7PY | Terraced | £520,000 | 2 Jan 2026 |
FLAT 2, 239, HIGH ROAD HA3 5EE | Detached | £830,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in HA3 sold for £535,000 in 2026, with a median of £517,500 across 6 transactions. Prices rose 1.0% compared to the previous year.
| 23 Dec 2025 |
41, WHITEGATE GARDENS HA3 6BW | Semi-detached | £603,000 | 19 Dec 2025 |
2, PALACE COURT HA3 0SN | Semi-detached | £600,000 | 19 Dec 2025 |
37, GLEBE AVENUE HA3 9LG | Semi-detached | £620,000 | 19 Dec 2025 |
17, BECMEAD AVENUE HA3 8HD | Terraced | £780,000 | 19 Dec 2025 |
23, SANCROFT ROAD HA3 7NX | Terraced | £530,000 | 18 Dec 2025 |
5, SARITA CLOSE HA3 5JD | Flat/Maisonette | £257,000 | 17 Dec 2025 |
79, KENTON PARK CRESCENT HA3 8TZ | Terraced | £950,000 | 15 Dec 2025 |
23, THE MIDDLE WAY HA3 7EG | Terraced | £500,000 | 12 Dec 2025 |
52, PARK CRESCENT HA3 6ES | Semi-detached | £630,000 | 11 Dec 2025 |
40, BORROWDALE AVENUE HA3 7PZ | Semi-detached | £550,000 | 11 Dec 2025 |
FLAT 8, WOODCOCK COURT, 258 - 266, WOODCOCK HILL HA3 0PN | Flat/Maisonette | £230,000 | 9 Dec 2025 |
812, KENTON LANE HA3 6AG | Terraced | £500,000 | 9 Dec 2025 |
12, FISHER ROAD HA3 7JP | Semi-detached | £530,000 | 8 Dec 2025 |
The most recent recorded sale in HA3 was a terraced property on St Pauls Avenue for £600,000 in January 2026. Across the last 20 sales, the median price was £550,000.