Key indicators for buyers
The CM92 market presents a mixed picture for buyers. Affordability has improved from a peak of 11.3x in 2021 to 8.8x today. Rising rents (£1,509/mo, +7.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
The average property in CM92 sold for £3,300,000 in 2024, with a median of £3,300,000 across 1 transactions.
House price ÷ median earnings · ONS data
Affordability data shown for wider Harlow area
A home in Harlow costs 8.8x the local median salary — stretched, improving from a peak of 11.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Harlow area
Average monthly rent in Harlow is £1,509, up 7.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Harlow price of £3,300,000 with a 25% deposit (£825k), a 2-year fixed mortgage at 3.97% costs around £13,023 per month.
Monthly cost comparison based on current data
Uses CM92 avg. price with Harlow rental data
Monthly mortgage payments (£13,023) are £11,514 more than renting (£1,509). However, buying requires an upfront deposit of £825k — it would take around 68750 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
SANDRINGHAM HOUSE, SANDRINGHAM AVENUE CM92 1LX | Other | £3,300,000 | 17 Apr 2024 |
The most recent recorded sale in CM92 was a other property on Sandringham Avenue for £3,300,000 in April 2024. Across the last 1 sales, the median price was £3,300,000.
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.