Key indicators for buyers
The CM18 market presents a mixed picture for buyers. Prices are rising at 51.4%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.3x in 2021 to 8.8x today. Rising rents (£1,509/mo, +7.1%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Harlow area
A home in Harlow costs 8.8x the local median salary — stretched, improving from a peak of 11.3x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Harlow area
Average monthly rent in Harlow is £1,509, up 7.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Harlow price of £482,750 with a 25% deposit (£121k), a 2-year fixed mortgage at 3.97% costs around £1,905 per month.
Monthly cost comparison based on current data
Uses CM18 avg. price with Harlow rental data
Monthly mortgage payments (£1,905) are £396 more than renting (£1,509). However, buying requires an upfront deposit of £121k — it would take around 13 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
2, CHARTERS CROSS CM18 6UG | Semi-detached | £297,500 | 19 Jan 2026 |
32, ICENI SQUARE CM18 7FL | Detached | £450,000 | 16 Jan 2026 |
14, WOODHILL CM18 7JS | Semi-detached | £575,000 | 16 Jan 2026 |
11, LONGFIELD CM18 6JY | Terraced | £340,000 | 16 Jan 2026 |
61, RUNDELLS CM18 7HD | Terraced | £270,000 | 15 Jan 2026 |
16, RYE HILL ROAD CM18 7JE | Detached | £900,000 | 12 Jan 2026 |
8, SAKINS CROFT CM18 7BN | Semi-detached | £475,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in CM18 sold for £482,750 in 2026, with a median of £435,000 across 10 transactions. Prices rose 51.4% compared to the previous year.
| 12 Jan 2026 |
18, GREAT LEYLANDS CM18 6HR | Semi-detached | £420,000 | 12 Jan 2026 |
3, STONY WOOD CM18 6AU | Detached | £760,000 | 7 Jan 2026 |
24, PEAR TREE MEAD CM18 7BY | Terraced | £340,000 | 6 Jan 2026 |
111, JOYNERS FIELD CM18 7PZ | Flat/Maisonette | £190,000 | 22 Dec 2025 |
133, HOOKFIELD CM18 6QL | Terraced | £325,000 | 19 Dec 2025 |
55, WILLOWFIELD CM18 6RS | Terraced | £360,000 | 19 Dec 2025 |
152, RUNDELLS CM18 7HF | Terraced | £330,000 | 18 Dec 2025 |
41, WILLOWFIELD CM18 6RR | Flat/Maisonette | £195,000 | 18 Dec 2025 |
FLAT 85, MOOR TOWER, WATERHOUSE MOOR CM18 6BE | Flat/Maisonette | £110,000 | 18 Dec 2025 |
29, THE READINGS CM18 7BT | Terraced | £304,000 | 18 Dec 2025 |
234, NICHOLLS FIELD CM18 6EF | Flat/Maisonette | £115,000 | 18 Dec 2025 |
3, WHARLEY HOOK CM18 7DN | Terraced | £320,000 | 15 Dec 2025 |
21, PADDOCK MEAD CM18 7RP | Detached | £400,000 | 15 Dec 2025 |
The most recent recorded sale in CM18 was a semi-detached property on Charters Cross for £297,500 in January 2026. Across the last 20 sales, the median price was £340,000.