Key indicators for buyers
The GU12 market is moderately favourable for buyers. Affordability has improved from a peak of 13.2x in 2021 to 11.0x today. Rising rents (£1,692/mo, +4.7%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Guildford area
A home in Guildford costs 11.0x the local median salary — very stretched, improving from a peak of 13.2x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Guildford area
Average monthly rent in Guildford is £1,692, up 4.7% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Guildford price of £377,500 with a 25% deposit (£94k), a 2-year fixed mortgage at 3.97% costs around £1,490 per month.
Monthly cost comparison based on current data
Uses GU12 avg. price with Guildford rental data
Monthly mortgage payments (£1,490) are £202 less than renting (£1,692). However, buying requires an upfront deposit of £94k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
31, CHETWODE PLACE GU12 4BS | Terraced | £350,000 | 16 Jan 2026 |
10, CLIVE ROAD GU12 4RE | Semi-detached | £455,000 | 16 Jan 2026 |
8, ELIZABETH BREE CLOSE, ASH GU12 6FR | Terraced | £375,000 | 9 Jan 2026 |
124, ASH ROAD GU12 4EY | Semi-detached | £330,000 | 9 Jan 2026 |
4, ASHDENE ROAD, ASH GU12 6TB | Detached | £695,000 | 19 Dec 2025 |
6, BALMORAL HOUSE, WHITTLE CLOSE, ASH VALE GU12 5SX | Flat/Maisonette | £215,000 | 19 Dec 2025 |
3, NORMANTON PLACE, ASH VALE GU12 5NT | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in GU12 sold for £377,500 in 2026, with a median of £362,500 across 4 transactions. Prices fell 1.3% compared to the previous year.
| £430,000 |
| 19 Dec 2025 |
110, ASH ROAD GU12 4EY | Terraced | £280,000 | 19 Dec 2025 |
1, ROSE VILLAS, ASH VALE GU12 5DR | Semi-detached | £452,500 | 19 Dec 2025 |
48, COLLEGE ROAD, ASH GU12 5DA | Detached | £530,000 | 19 Dec 2025 |
3, MOUNT PLEASANT ROAD GU12 4NL | Terraced | £330,000 | 19 Dec 2025 |
FLAT 10, ALICE GATE, 5, LONGACRE, ASH GU12 6DR | Flat/Maisonette | £164,000 | 18 Dec 2025 |
66, FIELD WAY GU12 4UJ | Semi-detached | £515,000 | 18 Dec 2025 |
2, WARREN NURSERIES ROAD, ASH GREEN GU12 6GX | Detached | £500,000 | 18 Dec 2025 |
49, THE AVENUE GU12 4BL | Semi-detached | £360,000 | 18 Dec 2025 |
80, GUILDFORD ROAD, ASH GU12 6BT | Detached | £475,000 | 18 Dec 2025 |
31, SOUTHLANDS CLOSE, ASH GU12 6NH | Semi-detached | £410,000 | 17 Dec 2025 |
19, BROOKFIELD ROAD GU12 4UP | Semi-detached | £400,000 | 17 Dec 2025 |
7, THE MEADOWS, ASH GU12 6BB | Flat/Maisonette | £190,000 | 16 Dec 2025 |
1, NORMANTON PLACE, ASH VALE GU12 5NT | Terraced | £380,000 | 15 Dec 2025 |
The most recent recorded sale in GU12 was a terraced property on Chetwode Place for £350,000 in January 2026. Across the last 20 sales, the median price was £400,000.