Key indicators for buyers
The FY8 market is moderately favourable for buyers. Prices are rising at 10.7%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.0x in 2022 to 5.4x today. Rising rents (£846/mo, +6.2%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Fylde area
A home in Fylde costs 5.4x the local median salary — moderate, improving from a peak of 7.0x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Fylde area
Average monthly rent in Fylde is £846, up 6.2% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Fylde price of £311,556 with a 25% deposit (£78k), a 2-year fixed mortgage at 3.97% costs around £1,230 per month.
Monthly cost comparison based on current data
Uses FY8 avg. price with Fylde rental data
Monthly mortgage payments (£1,230) are £384 more than renting (£846). However, buying requires an upfront deposit of £78k — it would take around 18 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
13, SPRINGFIELD ROAD FY8 1TW | Terraced | £210,000 | 16 Jan 2026 |
31, HEELEY ROAD FY8 2LH | Semi-detached | £175,000 | 16 Jan 2026 |
43, ALEXANDRA ROAD FY8 3SN | Terraced | £152,000 | 16 Jan 2026 |
16, SALTCOTES ROAD FY8 4HN | Detached | £295,000 | 15 Jan 2026 |
34, FRECKLETON STREET FY8 5DY | Terraced | £347,950 | 15 Jan 2026 |
9, CLITHEROE ROAD FY8 3PY | Detached | £210,000 | 15 Jan 2026 |
15, COLLEGE COURT, 252, CLIFTON DRIVE SOUTH FY8 1QE | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in FY8 sold for £311,556 in 2026, with a median of £285,000 across 17 transactions. Prices rose 10.7% compared to the previous year.
| £255,000 |
| 14 Jan 2026 |
FLAT 2, 12, CLIFTON DRIVE FY8 5RQ | Flat/Maisonette | £300,000 | 14 Jan 2026 |
26, SALTCOTES ROAD FY8 4LJ | Detached | £419,500 | 14 Jan 2026 |
6, BREDON CLOSE FY8 4LP | Detached | £380,000 | 9 Jan 2026 |
11, EAST CLIFFE FY8 5DX | Terraced | £245,000 | 9 Jan 2026 |
519, CLIFTON DRIVE NORTH FY8 2QX | Detached | £670,000 | 8 Jan 2026 |
30, FOLKESTONE ROAD FY8 3EH | Detached | £285,000 | 8 Jan 2026 |
FLAT 9, NOEL JONES COURT, 4, ST DAVIDS ROAD NORTH FY8 2BL | Flat/Maisonette | £110,000 | 7 Jan 2026 |
WESTWOOD HOUSE, LODGE LANE FY8 5RP | Detached | £728,000 | 7 Jan 2026 |
6, CRYSTAL GROVE FY8 2HG | Semi-detached | £149,000 | 6 Jan 2026 |
FLAT 19, GLENEAGLES, 21, LINKS GATE FY8 3LF | Flat/Maisonette | £365,000 | 6 Jan 2026 |
29, WHITECOATS DRIVE FY8 4HH | Semi-detached | £133,863 | 22 Dec 2025 |
24, HORROCKS AVENUE FY8 2FH | Semi-detached | £198,000 | 19 Dec 2025 |
1, SCARBOROUGH ROAD FY8 3ER | Detached | £394,950 | 19 Dec 2025 |
The most recent recorded sale in FY8 was a terraced property on Springfield Road for £210,000 in January 2026. Across the last 20 sales, the median price was £285,000.