Key indicators for buyers
The Fareham market is moderately favourable for buyers. Affordability has improved from a peak of 10.8x in 2021 to 8.6x today. Rising rents (£1,198/mo, +4.1%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Fareham costs 8.6x the local median salary — stretched, improving from a peak of 10.8x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Fareham is £1,198, up 4.1% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Fareham price of £329,140 with a 25% deposit (£82k), a 2-year fixed mortgage at 3.97% costs around £1,299 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,299) are £101 more than renting (£1,198). However, buying requires an upfront deposit of £82k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 9, 27A, STUBBINGTON GREEN PO14 2JY | Flat/Maisonette | £246,000 | 26 Jan 2026 |
38, WELLINGTON GROVE PO16 9RX | Semi-detached | £412,500 | 23 Jan 2026 |
31, MALLORY CRESCENT PO16 7QA | Detached | £587,500 | 21 Jan 2026 |
16, GLENBROOK WALK PO14 3AH | Semi-detached | £220,000 | 20 Jan 2026 |
4, CAVENDISH DRIVE, LOCKS HEATH SO31 6BP | Semi-detached | £350,000 | 16 Jan 2026 |
8, CORNFLOWER CLOSE, LOCKS HEATH SO31 6SN | Terraced | £320,000 | 16 Jan 2026 |
14, NORTHWAYS, STUBBINGTON PO14 2AL |
4postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Fareham sells for £329,140, unchanged over the past year. Prices have grown from around £61k in the mid-1990s.
| Terraced |
| £280,000 |
| 15 Jan 2026 |
1, CRESCENT GARDENS PO16 0HL | Terraced | £339,000 | 15 Jan 2026 |
2, WAYSIDE, LOWER SWANWICK SO31 7JS | Detached | £475,000 | 15 Jan 2026 |
5, KILWICH WAY, PORTCHESTER PO16 9EH | Terraced | £345,000 | 14 Jan 2026 |
8, TOR CLOSE PO16 8RX | Detached | £510,000 | 14 Jan 2026 |
35, THE HURDLES PO14 4AN | Semi-detached | £320,000 | 14 Jan 2026 |
16, GRINDLE CLOSE PO16 8EF | Terraced | £300,000 | 14 Jan 2026 |
8, CONSORT COURT, HIGH STREET PO16 7AP | Terraced | £220,000 | 14 Jan 2026 |
FLAT 54, FRESHWATER HOUSE, FROGMORE PO14 3BZ | Flat/Maisonette | £200,000 | 13 Jan 2026 |
25, ANKER LANE PO14 3HE | Detached | £595,000 | 12 Jan 2026 |
3, VICTORY COTTAGE, SWANWICK SHORE ROAD, SWANWICK SO31 7HP | Terraced | £340,000 | 12 Jan 2026 |
5, COMPASS POINT PO16 0LJ | Flat/Maisonette | £125,000 | 12 Jan 2026 |
263, WHITE HART LANE, PORTCHESTER PO16 9AS | Terraced | £317,500 | 12 Jan 2026 |
7, SHANNON CLOSE PO15 6QD | Terraced | £250,000 | 12 Jan 2026 |
The most recent recorded sale in Fareham was a flat/maisonette property on Stubbington Green for £246,000 in January 2026. Across the last 20 sales, the median price was £320,000.