Key indicators for buyers
The EX3 market is moderately favourable for buyers. Prices have softened (-36.3%), which could present a buying opportunity. Affordability has improved from a peak of 9.4x in 2022 to 8.3x today. Rising rents (£1,316/mo, +2.9%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Exeter area
A home in Exeter costs 8.3x the local median salary — stretched, improving from a peak of 9.4x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Exeter area
Average monthly rent in Exeter is £1,316, up 2.9% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Exeter price of £384,000 with a 25% deposit (£96k), a 2-year fixed mortgage at 3.97% costs around £1,515 per month.
Monthly cost comparison based on current data
Uses EX3 avg. price with Exeter rental data
Monthly mortgage payments (£1,515) are £199 more than renting (£1,316). However, buying requires an upfront deposit of £96k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
30, ARMADA COURT, PARKFIELD ROAD, TOPSHAM EX3 0EW | Flat/Maisonette | £400,000 | 20 Jan 2026 |
29, POUND LANE, TOPSHAM EX3 0NA | Semi-detached | £372,000 | 16 Jan 2026 |
15, PARKFIELD ROAD, TOPSHAM EX3 0DR | Terraced | £380,000 | 12 Jan 2026 |
28, BERKELEY PARK, TOPSHAM EX3 0GD | Detached | £790,000 | 15 Dec 2025 |
21, ALTAMIRA, TOPSHAM EX3 0AQ | Flat/Maisonette | £245,000 | 9 Dec 2025 |
36, ALTAMIRA, TOPSHAM EX3 0AQ | Flat/Maisonette | £237,500 | 8 Dec 2025 |
24, ASHFORD ROAD, TOPSHAM EX3 0LA |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in EX3 sold for £384,000 in 2026, with a median of £380,000 across 3 transactions. Prices fell 36.3% compared to the previous year.
| Terraced |
| £468,000 |
| 5 Dec 2025 |
2, PYM COURT, BEWICK AVENUE, TOPSHAM EX3 0FR | Flat/Maisonette | £195,000 | 28 Nov 2025 |
23, BEWICK AVENUE, TOPSHAM EX3 0FF | Semi-detached | £400,000 | 26 Nov 2025 |
FLAT 21, GROVE HOUSE, FORE STREET, TOPSHAM EX3 0HF | Flat/Maisonette | £220,000 | 21 Nov 2025 |
27, WHITE STREET, TOPSHAM EX3 0AE | Terraced | £410,000 | 21 Nov 2025 |
13, POUND LANE, TOPSHAM EX3 0NA | Terraced | £300,000 | 14 Nov 2025 |
FLAT 14, TRAFALGAR COURT, HIGH STREET, TOPSHAM EX3 0DU | Flat/Maisonette | £153,000 | 14 Nov 2025 |
1, ALTAMIRA, TOPSHAM EX3 0AQ | Flat/Maisonette | £235,000 | 7 Nov 2025 |
2, YEOMAN GARDENS, TOPSHAM EX3 0GG | Detached | £980,000 | 31 Oct 2025 |
26, ARMADA COURT, PARKFIELD ROAD, TOPSHAM EX3 0EW | Flat/Maisonette | £450,000 | 27 Oct 2025 |
30, LYNDEN PLACE, TOPSHAM EX3 0GH | Detached | £695,000 | 24 Oct 2025 |
3, HIGHER SHAPTER STREET, TOPSHAM EX3 0AW | Semi-detached | £813,000 | 22 Oct 2025 |
SAIL TOPS, EXETER ROAD, TOPSHAM EX3 0LX | Detached | £600,000 | 20 Oct 2025 |
4, THE RIDINGS, EBFORD EX3 0QG | Detached | £1,050,000 | 17 Oct 2025 |
The most recent recorded sale in EX3 was a flat/maisonette property on Parkfield Road for £400,000 in January 2026. Across the last 20 sales, the median price was £400,000.