Key indicators for buyers
The HP4 market is moderately favourable for buyers. Prices have softened (-5.6%), which could present a buying opportunity. Affordability has improved from a peak of 13.9x in 2022 to 11.9x today. Rising rents (£1,582/mo, +4.5%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Dacorum area
A home in Dacorum costs 11.9x the local median salary — very stretched, improving from a peak of 13.9x in 2022.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Dacorum area
Average monthly rent in Dacorum is £1,582, up 4.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Dacorum price of £713,554 with a 25% deposit (£178k), a 2-year fixed mortgage at 3.97% costs around £2,816 per month.
Monthly cost comparison based on current data
Uses HP4 avg. price with Dacorum rental data
Monthly mortgage payments (£2,816) are £1,234 more than renting (£1,582). However, buying requires an upfront deposit of £178k — it would take around 33 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, CASTLE STREET HP4 2BQ | Terraced | £970,000 | 26 Jan 2026 |
10, FROST HOUSE, CHESHAM ROAD HP4 3AY | Flat/Maisonette | £455,000 | 23 Jan 2026 |
18, CHILTERN CLOSE HP4 3JR | Semi-detached | £667,500 | 23 Jan 2026 |
64, SWING GATE LANE HP4 2LN | Semi-detached | £883,000 | 22 Jan 2026 |
1, VICARAGE ROAD, POTTEN END HP4 2QZ | Semi-detached | £1,395,000 | 20 Jan 2026 |
31, VICTORIA ROAD HP4 2JT | Terraced | £568,000 | 19 Jan 2026 |
4, PILKINGTON MANOR, HIGH STREET HP4 2BY | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in HP4 sold for £713,554 in 2026, with a median of £617,750 across 14 transactions. Prices fell 5.6% compared to the previous year.
| £337,500 |
| 19 Jan 2026 |
1, THE MEWS HP4 2EF | Terraced | £300,000 | 19 Jan 2026 |
8, MEADOW ROAD HP4 1DZ | Semi-detached | £515,000 | 16 Jan 2026 |
4, BELL LANE, NORTHCHURCH HP4 3RD | Terraced | £450,000 | 15 Jan 2026 |
9, CASTLE HILL AVENUE HP4 1HJ | Semi-detached | £1,050,000 | 13 Jan 2026 |
MEADOW COTTAGE, DUDSWELL LANE, DUDSWELL HP4 3TQ | Detached | £400,000 | 13 Jan 2026 |
8, COPPINS CLOSE HP4 3NZ | Detached | £1,100,000 | 7 Jan 2026 |
31, SHRUBLANDS AVENUE HP4 3JH | Terraced | £898,750 | 7 Jan 2026 |
4, RIVERSIDE GARDENS HP4 1DN | Flat/Maisonette | £325,000 | 19 Dec 2025 |
HEATHERDALE, GEORGE STREET HP4 2EW | Other | £835,000 | 18 Dec 2025 |
FLAT 6, CALLARD HOUSE, HIGH STREET HP4 1FD | Flat/Maisonette | £290,000 | 18 Dec 2025 |
3, BROOK LANE HP4 1SX | Flat/Maisonette | £477,000 | 18 Dec 2025 |
68, CHARLES STREET HP4 3DJ | Terraced | £880,000 | 18 Dec 2025 |
17, MILLFIELD HP4 2PB | Detached | £1,850,000 | 18 Dec 2025 |
The most recent recorded sale in HP4 was a terraced property on Castle Street for £970,000 in January 2026. Across the last 20 sales, the median price was £667,500.