Average sale prices · HM Land Registry / UK HPI
The average property in Cumberland sells for £173,919, up 6.1% over the past year. Prices have grown from around £40k in the mid-1990s.
House price ÷ median earnings · ONS data
A home in Cumberland costs 4.2x the local median salary — relatively affordable, improving from a peak of 5.1x in 2006.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Cumberland is £656, up 7.5% year-on-year. Rents have risen consistently over the past five years.
Monthly residential transactions · HMRC (seasonally adjusted)
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cumberland price of £173,919 with a 25% deposit (£43k), a 2-year fixed mortgage at 3.97% costs around £686 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£686) are £30 more than renting (£656). However, buying requires an upfront deposit of £43k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
DALEGARTH, ENNERDALE CA23 3AR | Semi-detached | £245,000 | 26 Jan 2026 |
91, UPPERBY ROAD CA2 4JL | Semi-detached | £237,500 | 23 Jan 2026 |
43, MAXWELL DRIVE, KINGSTOWN CA6 4EB | Detached | £320,000 | 23 Jan 2026 |
2, DALLAM WAY CA28 9SF | Semi-detached | £180,000 | 23 Jan 2026 |
1, GRAHAMS CROFT, WARWICK ON EDEN CA4 8PE | Detached | £260,000 | 23 Jan 2026 |
3, ROACHBURN SIX COTTAGES, TINDALE FELL CA8 2QD | Terraced | £198,000 | 23 Jan 2026 |
13, MEADOWLANDS, BROUGHTON MOOR CA15 7EB | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
There were 94,680 residential property transactions across the UK in January 2026 (seasonally adjusted), down 0.8% compared to a year ago. The highest monthly volume on record was 204,980 in June 2021.
| £140,000 |
| 23 Jan 2026 |
7, BROOK SIDE CA15 7AF | Semi-detached | £230,000 | 23 Jan 2026 |
FLAT 51, HIGGINSON MILL, DENTON MILL CLOSE CA2 5NZ | Flat/Maisonette | £114,500 | 23 Jan 2026 |
2, WOODSTOCK LANE CA28 7BH | Semi-detached | £175,000 | 23 Jan 2026 |
38, EDEN PARK CRESCENT CA1 2UF | Detached | £225,000 | 23 Jan 2026 |
16, JUBILEE ROAD CA2 4DF | Semi-detached | £165,000 | 23 Jan 2026 |
116A, MAIN STREET CA27 0AA | Terraced | £190,000 | 23 Jan 2026 |
32, FRIAR ROW, CALDBECK CA7 8DS | Terraced | £260,000 | 23 Jan 2026 |
12, THE NOOK, GREAT BROUGHTON CA13 0XD | Terraced | £123,000 | 22 Jan 2026 |
79, SUNNYMEADE CA2 4NS | Semi-detached | £129,950 | 22 Jan 2026 |
31, SPRINGFIELD GROVE CA28 6UD | Detached | £266,718 | 22 Jan 2026 |
35, SEWELL ROAD CA2 4QJ | Terraced | £116,000 | 22 Jan 2026 |
WEST BANK, CURTHWAITE CA7 8BG | Detached | £380,000 | 21 Jan 2026 |
4, CORONATION DRIVE CA28 6JN | Semi-detached | £220,000 | 21 Jan 2026 |
The most recent recorded sale in Cumberland was a semi-detached property for £245,000 in January 2026. Across the last 20 sales, the median price was £220,000.