Key indicators for buyers
The TR20 market is moderately favourable for buyers. Prices have softened (-8.3%), which could present a buying opportunity. Affordability has improved from a peak of 11.0x in 2021 to 8.6x today. Rising rents (£1,005/mo, +6.0%) mean the cost of waiting is real.
Yearly averages · HM Land Registry Price Paid Data
2026averages · HM Land Registry Price Paid Data
House price ÷ median earnings · ONS data
Affordability data shown for wider Cornwall area
A home in Cornwall costs 8.6x the local median salary — stretched, improving from a peak of 11.0x in 2021.
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Cornwall area
Average monthly rent in Cornwall is £1,005, up 6.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Cornwall price of £370,500 with a 25% deposit (£93k), a 2-year fixed mortgage at 3.97% costs around £1,462 per month.
Monthly cost comparison based on current data
Uses TR20 avg. price with Cornwall rental data
Monthly mortgage payments (£1,462) are £457 more than renting (£1,005). However, buying requires an upfront deposit of £93k — it would take around 18 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
UNIT 11, LONG ROCK INDUSTRIAL ESTATE, LONG ROCK TR20 8HX | Other | £351,000 | 16 Jan 2026 |
CRIMOND, TRESCOWE, GERMOE TR20 9RN | Detached | £390,000 | 7 Jan 2026 |
LOWER BOSTRAZE FARMHOUSE, LOWER BOSTRAZE TR20 8PU | Detached | £725,000 | 19 Dec 2025 |
13, FURZE CROFT, NANCLEDRA TR20 8BB | Semi-detached | £490,000 | 19 Dec 2025 |
20, THE PARK, KENEGIE MANOR, GULVAL TR20 8YN | Flat/Maisonette | £55,000 | 17 Dec 2025 |
3, NANTURAS ROW, GOLDSITHNEY TR20 9HE | Terraced | £275,000 | 17 Dec 2025 |
THE OLD FARM HOUSE, NEWMILL TR20 8XR |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in TR20 sold for £370,500 in 2026, with a median of £370,500 across 2 transactions. Prices fell 8.3% compared to the previous year.
| Detached |
| £452,500 |
| 15 Dec 2025 |
TARA, GERMOE LANE, GERMOE TR20 9QY | Detached | £490,000 | 12 Dec 2025 |
MELROSE COTTAGE, FORE STREET, GOLDSITHNEY TR20 9LL | Terraced | £216,000 | 12 Dec 2025 |
PENN CROFT, HELSTON ROAD, GERMOE TR20 9AA | Detached | £658,000 | 12 Dec 2025 |
AGAN CHY, JOHNS CORNER, ROSUDGEON TR20 9PJ | Detached | £557,500 | 12 Dec 2025 |
PRYSKEL COTTAGE, 2, TRESCOWE COMMON HILL, GERMOE TR20 9RU | Semi-detached | £374,000 | 28 Nov 2025 |
THATCHED COTTAGE, ST HILARY TR20 9DL | Detached | £245,000 | 27 Nov 2025 |
PENSILVA, 3, BEACHFIELD COTTAGES, LONG ROCK TR20 8JF | Terraced | £310,000 | 27 Nov 2025 |
TREVOWHAN HOUSE, TREVOWHAN, PENDEEN TR20 8YU | Semi-detached | £465,000 | 25 Nov 2025 |
FLAT 2, NORTH ORCHARD COURT, NORTH ROAD, GOLDSITHNEY TR20 9JY | Flat/Maisonette | £123,000 | 21 Nov 2025 |
8, GODOLPHIN ROAD, LONG ROCK TR20 8JP | Terraced | £247,500 | 21 Nov 2025 |
9, ASDALLY VALE, ALVERTON TR20 8TF | Detached | £210,000 | 5 Nov 2025 |
41, TREGURTHA VIEW, GOLDSITHNEY TR20 9LU | Terraced | £225,000 | 31 Oct 2025 |
SELLAN HOUSE, TREMETHICK CROSS TR20 8UG | Detached | £660,000 | 27 Oct 2025 |
The most recent recorded sale in TR20 was a other property on Long Rock Industrial Estate for £351,000 in January 2026. Across the last 20 sales, the median price was £374,000.